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Divorced Spousal Benefits

Should I File Only For Divorced Spousal Benefits And Let My Own Benefit Grow A Little Longer?

I am at my FRA right now( April 2022). I have not filed for my own as benefits yet. I was married for over 10 yrs and divorced more than 2 years ago. my question is this: Can I file for spousal benefits at the same time I file for my own benefit or should I only file for spousal benefits and let my own benefit grow a little longer? my ex-husband is 68 but has not filed for his own as yet. I do not work . would i even get a spousal benefit since my own ss is greater than 50% of what his would be? thanks. it's all confusing to me and glad i found this site.

Posted: 
Saturday, April 2, 2022 - 08:15

When My Sister Turns 62 This Year Is She Eligible To Receive 50% Of Her Former Husband's SS?

I bought your book and the software -- thank you. My question: I am writing on behalf of a family member. My 61-year old sister (birthday Sep 1960) is disabled. She has been on Social Security Disability (Medicare) since Sep 2021, and on SSDI since Sep 2019. She currently receives ~$300 per month SSDI (her own SS). She was married for 35 years and divorced 3 years ago (Mar 2019). Her former husband (born 1946) started his SS income when he was 62-years old, in 2008, and currently receives about mid-$2000s per month.

Posted: 
Wednesday, March 23, 2022 - 14:33

Can I Collect Ex-Spousal Benefits When I Reach Age 62?

I was born in 1961 and my Ex-spouse was born in 1970. We were married for 12 years. I have not remarried. Can I collect Ex-spousal benefits when I hit early retirement (62) or when/if I receive SSDI, or do I have to wait until he reaches retirement age (62 or FRA)? If I cannot collect Ex-spousal benefits until he reaches retirement age, can I collect my own and then collect his later?

Posted: 
Tuesday, February 22, 2022 - 09:14

Can I Get My Ex-Spouse's Social Security When I Reach Age 62?

Hi Larry, I will be 62 next year I'm divorce ex will be 56 still working can i get his social security at 62 or do i have to wait until he get his social security

Hi. No. You can't qualify for divorced spousal benefits on the account of a living ex-spouse unless your ex is at least age 62 or is collecting Social Security retirement or disability (SSDI) benefits.

Posted: 
Sunday, February 13, 2022 - 07:49

What If We Were Common Law Married For 5 Years Before We Were Married 5 Years?

What if we were coming law married for 5 years before we were married 5years

Hi. I assume you're referring to meeting the 10 year marriage requirement for divorced spousal or survivor benefits. Any legally recognized marriage can count toward the 10 year requirement, including a valid common law marriage. So, assuming that the marriages were consecutive, a valid common law marriage could be combined with a traditional marriage to meet the 10 year requirement.

Best, Jerry

Posted: 
Friday, January 14, 2022 - 17:08

Can I Collect Benefits Based On My Ex-Spouse's Work Record While Allowing My Own Benefits To Grow?

I receive Social Security Disability Benefits based on my own earnings record. Prior to receiving SSDI, I retired due to a disability (Parkinson’s Disease, an SSDI “listed condition”), and used a private disability insurance policy to retire. My disability insurance policy required that I apply for SSDI after two years of receiving policy benefits. I applied for SSDI, as required by my disability policy, and was determined to be disabled by the SSA on August 1, 2015. My birth date is 7/30/1956.

Posted: 
Friday, January 7, 2022 - 15:15

Are There Any Exceptions To The 10 Year Requirement For Divorced Spousal Benefits?

Married to ex spouse for 9 yrs 9 months. Grounds granted for divorce in the state of New Jersey, extreme physical cruelty. Are there any exceptions to the 10 yr. rule to collect his Social Security based on the circumstances?

Hi. No. You must have been married for at least 10 years to be able to qualify for divorced spousal benefits. The cause of the divorce is irrelevant (https://secure.ssa.gov/apps10/poms.nsf/lnx/0300202005).

Best, Jerry

Posted: 
Wednesday, January 5, 2022 - 16:50
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