Larry, i have been raising my grandchildren ages 20 and 10. My husband died in May at age 60. We had custody of the 10 year old for 8 years of which my husband supported them. I am being told by social security that he would have had to adopt the 10 year old in order for him to get benefits. His parents have never contributed. Is this so because the website is vague. It states that generally the child has to had been adopted by the custodial grandparents to get benefits. I would appreciate a response as he died unexpectedly with no life insurance.