How Is An Employer Notified That An Employee Is Receiving Social Security Medical Coverage?
how does an employer get notified that an employee is receiving social security medical coverage?
Hi,
I'm not sure I understand the crux of your question. Your employer wouldn't necessarily be notified if you have Medicare coverage, but if you have health insurance through an employer and you're also signed up for Medicare, the insurance companies involved would need to know about the other coverage in order to coordinate payment of any claims. In that event, you would most likely need to notify the appropriate insurance companies yourself.
. . . Read More
Category: Medicare
Posted: Jun 10 2017 - 3:28pm
How Can My Mother Find Out What She Could Receive As A Divorced Spouse?
Hello, I have a few questions in regards to my mom. She is 62 and would like to draw ss. She is divorced and unmarried. She was married 12 years to my father. He is also 62. He has made quite a bit more than her over his lifetime. We would love to use your online program but unsure how to get the info about my dad's financials that may be needed for an accurate depiction of the best path for her. She does not have a relationship at all with him and he would not give her any info if asked. I am also willing to make her an appt to speak to someone very knowledgeable about this, . . . Read More
Category: Divorced Spousal Benefits
Posted: Jun 10 2017 - 3:08pm
Should I Start Drawing Now?
My husband Matt passed away 3/2013 at 57 he was diagnosed with pancreatic cancer and lived for 4 months. Matt worked all his life . Life is more difficult with just one income. I am an LPN and really have no desire to quit. It is my sanity. I have worked for 40 plus years. Matts Income was always much more than mine. I just am so confused as to whether to start taking his first or mine when I do decide to retire. Should I start now ? I am 62 will be 63 in January 2018.As I said I am doing ok. My credit thank goodness is excellent 786. No real credit card debt. I was left 100,00 . . . Read More
Category: Filing Strategies
Posted: Jun 10 2017 - 2:47pm
Can My Wife Start Out Getting Spousal Benefits And Still Be Eligible After We Divorce?
My wife and I are getting divorced at the same time I'm retiring (early). I'm 62 (born in 1954) and she's 74. She was told that she would have to wait 2 years to get spousal benefits. Our divorce is final in 3 months. Can she apply NOW (as I am) and continue to collect spousal benefits after we divorce?
Hi,
As long as you're already drawing your benefits and you've been married for at least a year and aren't yet divorced, your wife could potentially be eligible for spousal benefits on your record. Then when your divorce becomes final, her spousal . . . Read More
Category: Divorced Spousal Benefits
Posted: Jun 10 2017 - 2:24pm
Will My Alimony Be Affected If I Receive Disability Benefits?
I am 60 yr old female. Divorced. Receiving alimony. I have health issues and cannot work. I recently applied for social security disability. I have worked since teenager. Will that affect my alimony?
Hi,
I'm unable to answer that question. I assume that it would depend on the terms specified in your divorce settlement.
I can tell you that your alimony won't affect your ability to receive Social Security disability benefits, nor your benefit amount.
Best, Jerry
Category: Disability Benefits
Posted: Jun 9 2017 - 7:28am
Can I Remarry And Still Receive Survivor Benefits On My Ex-Husband's Record?
I am age 61 my husband of 35 years passed on Easter this year. We have been divorced for 7 years neither of us remarried. Am I able to draw full widows SS and work full time. Will I still receive IF I remarry.
Hi,
Yes, since you are over age 60 you could still receive surviving divorced spousal benefits even if you remarry. However, the Social Security earnings test may limit the amount of benefits you could receive until you reach full retirement age (https://www.ssa.gov/planners/ . . . Read More
Category: Divorced Widow(er) Benefits
Posted: Jun 9 2017 - 7:16am
What Do I Need To Do If I'm Receiving Benefits And I Get Married?
I got married last year I have never read much of my mail as far as ssi or disability but I saw that u had to report your married what kind of trouble am I in what do I do
Hi,
If you are receiving Social Security disability benefits based on your own work history, your marriage won't affect your benefits. However, if you are receiving Supplemental Security Income (https://www.ssa.gov/ssi/), your marriage likely will have an impact on your payments, and you are required to report changes in your marital status to . . . Read More
Category: Miscellaneous
Posted: Jun 8 2017 - 5:17pm
How Do I Submit A SS-44 Online?
What do I need to do to submit a SS-44 and appropriate documents online?
Hi,
I assume you mean form SSA-44 (https://www.ssa.gov/forms/ssa-44.pdf), the purpose of which is to request a lower Medicare premium amount. I don't believe that you can submit an SSA-44 online. I think you'll need to submit the form and supporting evidence to a Social Security office either in person or by mail.
Best, Jerry
Category: Medicare
Posted: Jun 8 2017 - 4:19pm
Can I Claim Benefits Retroactively To The Month I Turned 70?
I turned 70 effective February 12 of this year and neglected to file for my benefits as I'm still working. When I apply now (June) can I ask for benefits retroactive to that birthday?
Hi,
Yes, you are permitted to claim benefits up to 6 months prior to the month of filing.
Best, Jerry
Category: Miscellaneous
Posted: Jun 8 2017 - 8:10am
Will My Son Be Required To File For Benefits On My Record If He Receives SSI?
Hi Larry,
I am 62 years old and I have to retire early for financial reasons.. I would be able to collect $1,773 per month in social security benefits. My wife is 70 years old and receives $525 per month in social security benefits. We have an autistic son who is receiving SSI benefits of $735 per month. I have a few questions. Will my sons SSI automatically terminate when I collect my social security benefits at age 62. Is it mandatory for me or my son to apply for SSDI for him when I retire at age 62 or can he continue to collect his SSI. If me or my son do not apply . . . Read More
Category: Supplemental Security Income
Posted: Jun 8 2017 - 7:50am
