Ask Larry

Widow's Benefits

Could I Have Been Getting My Deceased Husband's Social Security?

I’m a widower & my husband of 25 years passed in October 2013 all I got from ssi
Was 500 death befit. Could I have been getting his ssi ??? They said I had to be 60 but since I turn 60 in this last April I’ve heard nothing from them plus I’ve tried to get ahold of them but I get no response can you help me????

Tuesday, November 9, 2021 - 14:23

Do You Have Any Suggestions?

Larry this is my question my husband died 6 years ago this past April we had been married for two little two years and we divorced we were still together even though we were divorced we remarried and 2015 April the 3rd and he died April the 30th he had cancer and expected him to live 12 to 15 months and he threw a blood clot right after we got married they turn me down when I applied when he died 6 years ago now everything I'm reading and finding I am and was eligible for it do you have any suggestions I've applied and I'm still waiting to hear something I just thought I'd get y

Wednesday, October 13, 2021 - 09:31

If I Die Does My Spouse Receive My $2500 Benefit?

I took SS at 70, $2500, If i die does my spouse receive my $2500 benefit or my benefit @ my 66 year old rate? My wife took hers @66 as is receiving $1300

Hi. Yes, since your wife has reached full retirement age (FRA) for widow's benefits, if you die before her she'll be eligible for your full higher benefit rate. Technically Social Security would continue to pay your wife her own benefits plus a partial widow's benefit equal to the difference in your benefit rates, but the combined benefit amount would add up to your full age 70 rate.

Monday, October 11, 2021 - 16:22

Is It Correct That My Mother In Law's Age 60 Widow's Benefit Would Be 71.5% Of My Father In Law's Reduced Benefit Rate?

Hello Larry and I look forward to purchasing your software as I try to assist my parents through a complicated situation in which my father is eligible for railroad retirement, Social Security retirement and my mother receives retirement from the Teacher Retirement System of Texas....

I'm actually inquiring about a more simple situation though.

Tuesday, September 28, 2021 - 18:27

Should I Start Drawing My Widow's Benefits At Age 60?

I’m a widow and wondering if I should start receiving my husbands benefits at 60?

Hi. It depends on whether or not you're insured for benefits on your own earnings record and if so how your relative benefit rates compare, and whether or not you're working and if so how much you are earning. Until the year you reach your full retirement age (FRA), Social Security would need to withhold $1 of your benefits for each $2 that your earnings exceed the annual earnings test exempt amount. The exempt amount in 2021 is $18,960.

Sunday, September 12, 2021 - 12:13

Should My Widow's Benefit Go Up Now That I'm 72?

I started drawing my widow's social security benefits at. 62 I'm now 72 will my check increase. Does the social security office know my age now???

Hi. No. When you start drawing benefits prior to your full retirement age (FRA), the reduction for age that's applied to your benefits is permanent for any months that you're paid benefits prior to FRA. Therefore, your benefit rate doesn't go up when you reach a subsequent age other than for cost of living (COLA) increases.

Friday, August 27, 2021 - 09:45
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