Ask Larry

Widow's Benefits

If I Die Before Claiming Benefits, At What Age Would My Wife Claim Widow's Benefits In Order To Get My Full Age 70 Amount?

Hi Larry. I have your software and really like it but I have a question. I am 65 and was the high earner compared to my wife who is 59. Your software recommended I claim at 70, which I plan on doing, and for my wife to claim for 1/2 my benefit at 67. My question is: If I were to die before claiming my benefit, at what age would my wife claim in order to receive the highest benefit (ie the amount I would receive had I lived to age 70?

Friday, May 13, 2022 - 07:59

Am I Eligible To Receive A Social Security Survivor Benefit While I Continue To Work?

My spouse passed away in 2005 at age 55. He had been receiving SS Disability. I turned 60 in 2021. I am trying to determine whether I am eligible to receive a SS/Survivor while I continue to work. My expectation is to work to age 70. I currently earn in excess of $50,000/year.

Hi. I'm sorry for your loss. If you apply for benefits this year, Social Security would need to withhold $1 of your benefits for every $2 that you earn in excess of $19,560. Whether or not that would allow you to still be paid any benefits would depend on your benefit rate.

Monday, April 4, 2022 - 17:33

What Can I Do About Survivor Benefits?

When I was 58 my husband
Passed away I went to the ss office and asked about surviviors benefits and was told because I worked I made too much and would get none. I am 68 and vacationing with two people who lost their spouses and have drawn since their spouses passing and said income has nothing to do with the survivors beniefits What can I do it has been eleven years ?

Thursday, March 24, 2022 - 14:55

Why Won't I Get My Deceased Husband's Full Benefit Amount?

I am going to be 67 in July and planning to collect my husband social security benefit in August. My husband pass away in 2018 and we were married for 33 years. They gave me appointment in May to come to see them in person. I asked the roughly estimate how much I would entitle to receive each month. They said, my husband would get $3100/m but I will only get $ 2310/m. I didn't ask that person why because she properly not the right person to ask. I would like to do some research before meeting with the agent in May and want to know why I will not get full benefit of my husband.

Wednesday, March 23, 2022 - 13:09

If I Die Before My Wife Will She Get My Full Benefit Amount Or The Amount I Received At Age 66?

I am 70 years old and receive my maximum social security benefist. My wife has just reached full retirement age of 66 and is about to trigger her benefits. I will probably die before she does. When I pass away, and she claims survivor's benefits...Will those benefits be the same as my maximum benefits? Or will those survivor's benefits be equal to what I received at full retirement age?
I look forward to your response.

Thursday, February 24, 2022 - 16:28

What Will My Widow's Benefit Be If I File At Age 60?

my spouse died before reaching 62 at 62 would have received 1095 monthly benefit. i have not reached 60, what will be my monthly amount at 60 for spousal benefit?

Hi. I'm sorry for your loss. If a widow claims benefits at age 60, their benefit rate is calculated at 71.5% of their deceased spouse's primary insurance amount (PIA). A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA).

Sunday, February 20, 2022 - 06:20
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