Ask Larry

Widow's Benefits

Do You Think I Can Qualify For Benefits?

Hi..My husband passed away20yrs ago and about 10yrs ago I got married and that marriage lasted for 3yrs..I do have a full time job . Do you think I can qualify for benefit...Thanks


It sounds like you could probably qualify for widow's benefits as early as age 60, but your benefit rate will be reduced for age if you apply prior to your full retirement age (FRA). Also, Social Security has an earnings test that applies until you reach FRA, so if you're earning too much your benefits may need to be fully or partially withheld.

Wednesday, June 24, 2020 - 08:01

Am I Able To Collect From My Husband's Social Security If He Dies After I Retire?

My husband and I were married in 2013, he was divorced in 2004, he is 73, if I retire at 65 and he passes away after that am I able to collect from his social security, he was collecting his social security already before we got married.


Potentially, yes. The fact that your husband was previously married would have no bearing on your ability to collect widow's benefits, even if a former spouse(s) of his also qualifies for survivor benefits on his record.

Tuesday, June 16, 2020 - 10:00

Is My Thinking Correct On This?

Larry - I had Maximize My Social Security Analysis ran for myself and my wife. My monthly benefit would be more than my wife's monthly benefit. My question is (and as I understand it) if I waited to age 70 to start taking my Social Security and I passed away lets say at 71, my wife would start collecting at that time 100% of my monthly benefit (what I was getting) and of course she would stop receiving her monthly benefit as it was less than mine at that time. Is my thinking correct on this? Thanks.


Monday, June 15, 2020 - 17:35

Will My Retirement Check Disqualify Me From Drawing My Husband's SS?

Hi Larry,
My husband passed away 6 years ago. He was a retired Army veteran. After retirement he worked for a security company for a number of years. I am 54 yrs old and will retire at age 56, 2 months and 28 days from the government. Will I be eligible to collect my husband's SS at 60 or will my retirement check disqualify me? I had planned on drawing his retirement at 60 and waiting until 70 to draw my own.


I'm sorry for your loss.

Monday, May 25, 2020 - 15:24

Why Didn't I Receive My Husband's Full Rate After His Death?

Hi Larry my husband passed I January I waited 3 months for my widows pay but it's only 3 hundred and some change his is higher than my IAM 64he passed at 67 I get for my own disability 682 amonth and they put his 382 dollars to add to my but his disability was 1300 a month why didn't I receive his it's more than mine monthly and no IAM not divorce from him nor remarry Darlene thank you please respond

Hi Darlene,

I'm sorry for your loss.

Monday, April 27, 2020 - 11:20
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