Ask Larry

Widow's Benefits

If I Die Can My Wife Collect My Social Security Benefits Once She Turns 62?

If I die before my wife can she collect my social security benefits, once she turns 62,
Even if she is:
Not a us citizen
Decides to move back to Japan
and surrenders her green card.


Actually, your wife could potentially qualify for widow's benefits as early as age 60 in the event of your death. And, since the U.S. has a Social Security totalization agreement with Japan, moving to Japan would not cause your wife to lose her widow's benefits assuming that she's a Japanese citizen.

Best, Jerry

Friday, April 24, 2020 - 07:54

How Much May I Collect In The Event Of My Husband's Death?

Hello. I have a question about my social security benefit. My husband is currently 89 years old and began to collect a retired worker social security benefit at the age of 62. His date of birth is 6/1/30 and is currently receiving $18,174 a year in social security income. I was a traditional stay at home Mother. I am currently 85 and began to collect a social security spousal benefit at the age of 62. My date of birth is 4/26/1934. I am currently receiving $8,850 a year in social security.

Thursday, April 23, 2020 - 17:45

Can I Collect Any Survivor Benefits In Addition To My Own Benefits?

I have been on disability for 5 years. My husband passed away several years years ago. I will be 66. Can I collect on any survivor benefits


I'm sorry for your loss.

If a person applies for more than one type of Social Security benefit (e.g. disability & widows), they can only be paid the higher of the two benefit rates. Therefore, you could only qualify for widow's benefits in addition to your own Social Security benefits if your widow's rate would be higher than the benefit rate you're being paid on your own record.

Tuesday, April 21, 2020 - 11:02

If My Wife Applies For Survivor Benefits Before Reaching FRA Will The Benefit Be Reduced For Age?

SURVIVOR BENEFIT REDUCTION. I am 71 and my wife is 58. I delayed drawing my SS until 70 to increase my benefit to the maximum. Should I die before my wife reaches FRA, and she applies for Survivor benefit, will the benefit be reduced depending on her age? Alternatively, should I survive until my wife reaches 62, files and receives a reduced benefit, does that also lock her in to a reduced survivor benefit when I die?


Sunday, April 19, 2020 - 15:42

Do I Get My Husband's SS Payment If He Passes First?

I am 69 and have not filed for SS. My husband is 73 and has a fairly decent SS payment. If I file for SS do I get my husband's SS payment if he passes first. My monthly payment calculated was 250.00. a month. I pay 144.00 to Medicare. Which doesn't leave much for me to live on. I could probably live in a cardboard box under a bridge if I can't get my husband's SS if he passes first!! What can I do.

Hi Janet,

Friday, April 3, 2020 - 17:31

Is There Any Way I Can Collect A Portion Of My Deceased Husband's Social Security?

My husband died last year and he was much older than me (20 years). I'm only 52 years old, have not worked in years, cannot find a job at this time (I have no skills and am uneducated), and cannot pay my utilities. I have no car. My water has been turned off and the Electric Company is threatening to shut me off next week. My neighbor is writing this for me as I have no computer. Despite my age, is there a way I can collect a portion of his Social Security?


I'm sorry for your loss.

Wednesday, April 1, 2020 - 17:12

Am I Eligible For Any Help As A Widow?

My husband was on disability and passed away in October 2019 he was 55. I'm trying to find out how I can get help as his widow I wasn't able to work and care for him and I have dibilitating health issues and am going to apply for disability. I have no insurance or income. I am 54 all the research I have done I can't find anything that I can do to get assistance please let me know what I need to do


I'm sorry for your loss.

Monday, March 30, 2020 - 09:23

Will Cost Of Living Increases That Occurred After My Husband's Death Be Added When Computing My Widow's Rate?

Myself: Widowed (08/01/2016)
D.O.B.: 03/25/1960
MARRIED: 12/29/81 - 08/01/16*
OCCUPATION: Nanny, Full Time, Salary - $33,800

Deceased Spouse:
D.O.B.: 01/29/1954
D.O.D.: 08/01/2016
Former General Contractor until
Disabled by Massive Ischemic Stroke (04/12/2012)
Was receiving SSDI & Medicaid at time of his death.

Sunday, March 22, 2020 - 17:47
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