How Is The Reduction For Age Applied To Widow's Benefits?
Hi, I am still a little confused about the widow's limit and the application of the 82.5% cap. If I claim at 62 and am receiving 75% of FRA, then I get that the widow would be entitled to 82.5% instead. But I still do not understand why that would occur around 62 1/2 rather than at the survivor FRA. I understand that the reduction table shows a reduction to 82.5% around age 62 1/2, but it seems that the reduction would apply to the max benefit available (82.5%) and not to the FRA benefit amount.