Survivor Benefits

Can My Sister In Law Receive Survivor Benefits Without Any Reduction Due To Earnings?

My sister in law Katherine is 64 (DOB 09/1954), widowed, but working full-time as nurse (estimated salary $48,000). Can she keep working to build her SS benefit; but receive survivor benefit from her late husband without reduction ($1 per $2) based on her earnings??


Hi Bob,

Will My Wife's Survivor Benefits Be Reduced If Her Daughter Also Qualifies For Survivor Benefits?

Good morning Larry,
A very unique situation. My wife is drawing benefits from her deceased ex-husband record and her own. Her daughter in on SSDI and is in nursing care. Currently working through a filing to prove she was disabled prior to age 22. At which point she could draw benefits and back compensation on her deceased fathers record (same as deceased ex-husbands record above). If the daughter wins this case, will this reduce my wife's monthly benefit she receives from her ex-husbands record?


How Much Would My Wife Get If I Passed Away After Age 70?

Hi Larry,
We have read your book and run our options with your software. I will be 66 in August (2018) and my wife was 66 in March .(2018) My SS would be 2100(66) and 2800 at 70. My wife's would be 1200 (66) and 1600 at 70 per our SS statements. I retired in 2013 and my wife hasn't been employed since 2006. I was in the Offset program, but SS was taken out for all 30 years that I worked. My pension was also reduced in 2014.

Is What I Was Told By The Social Security Representative Correct?

I am a widow aged 59, collecting childcare benefits because my stepson who gets disability lives with me. I am currently receiving $1,448.00 a month. I was told by the lady at social security that when I switch to the widow’s benefits in the event that my stepson does not receive his any longer or moves out, the amount that I receive will be the same, $1448.00 no matter when I get the benefit at age 60 or beyond. Does this sound right? I only took the childcare benefit because I was out of a job.

Am I Out Of Luck?

I was married for 9 3/4 years. No one told me to hang on for 3 more months to make it a 10-year marriage. After many years alone, I found the love of my life. Our accountants told us not to marry due to tax reasons because I was still working full time and making good money while he was collecting Social Security and had a small income from an annuity. My love passed away unexpectedly when I was 55.

Can More Than One Surviving Spouse Or Ex-Spouse Receive Benefits?

My mom and dad were married 14 years a long time ago. My dad and his 3rd wife for over 10. My dad died. Do both women collect on his social security? and if so, does it diminish what the other "wife" gets? Or do they both get the same amount ... and do they both have to know the other is benefitting?


I'm sorry for your loss.