Spousal Benefits

Does My Husband Have To Suspend His Benefit In Order For Me To Receive Spousal Benefits?

Category: 

It has been our plan for me to take my spousal benefit at age 66. A financial advisor recommended this after using your calculations. I have been reading "Get what's yours" and am confused. If I were to take 1/2 (approximately) of his Social Security at 66,( the spousal benefit, correct?)does he have to suspend taking his SocialSecurity? He's been retired since age 62, five years.

Hi,

No, spousal benefits are an auxiliary benefit paid in addition to the worker's own benefit.

Can I Receive Spousal Benefits?

Category: 

Can I receive spousal benefits? I turned 65 in 12//2015. My spouse is retired, age 75 and receiving social security benefits. In April of 2016 I was told by social security I could not receive spousal benefits due to the laws passed in Nov 2015. I recently (Sept 2107) learned that I can receive spousal benefits by filing a restricted application. My goal is to continue working until age 70 and if allowed collect spousal benefits.

Hi,

What Should I Do?

Category: 

I will be 64 years old in October 2017. I retired 2 years ago in November 2015 and I was 62. I started collecting ever since. I am asking, Is there any way I can collect from my husband social security instead of mine. I am making lest money and he is making more. How is that be possible? What should I do.

Hi,

You can check with Social Security to see if you're eligible for spousal benefits, but you will only qualify if your husband is receiving his benefits and 50% of his full retirement age rate (PIA) is higher than your own PIA.

Can I Apply For Social Security Benefits On My Current Husband's Record?

Category: 

I receive a federal annuity from a deceased spouse. I will be 65 next month. I did not work enough quarters to receive social security and am not sure I would qualify because of the annuity. I have been married currently for 9 years. Can I apply for social security from my current husbands social security benefit? I also receive federal health insurance. Do I need to apply for Medicare even though I might not be eligible for social security? I understand there is a penalty if I do it later. How would having Medicare benifit me?

Hi,

Would Filing For Reduced Spousal Benefits Also Cause Me To Receive Reduced Widow's Benefits?

Category: 

Hi Larry, My husband started his SS benefits at age 70 and I have never worked outside of the home. I would like to file for reduced spousal benefits in 9 months when I turn 62. I understand that this would permanently reduce my widows benefit should my husband pass away before I reach my FRA of 66 +4 months. My question is, will my filing for reduced spousal benefits, at age 62, reduce my widow benefit, even if I was over my FRA when he dies?

Am I Eligible For A Spousal Benefit?

Category: 

Hi, I am 62 years old and my husband will be 70 in December. He is going to apply for Social Security benefits now. I plan to retire next year after I turn 63 in April, am I eligible for spousal benefit? We have purchased your software and tried a couple scenarios - one with me retiring at full retirement age in 2021 and one at 63. Neither scenario comes up with any spousal benefit numbers, is that possible or am I missing something? Please help!
Thanks!

Hi,