Hi Larry! I've looked everywhere for the answer to this question (Including the SS website) and have never seen it asked/answered. I waited until I was 66 (my full age for SS) before filing for half of my husband's SS. I am letting mine accrue until I am 70 and will then file for my own. In the meantime we are getting a divorce. I will have been receiving his for about two years when the divorce is final. Will the divorce affect my drawing his SS right on until I file for mine a 70? I so appreciate your help!

Hi,

I will be 70 on 06/12/2020, but work till the end of 2020 an retire. My wife will be 64 in 2020 she will retire in july 2020. She will draw off of my social security an recieve half of what i get. Will this affect my wages for 2020.

Hi,

If your wife receives spousal benefits from your Social Security record it won't have any affect on your benefit rate or any wages that you earn. It may have an impact on your taxes, but that's not my area of expertise.

I am 66 and started collecting my benefits. My husband is 67 but worked for the post office for 40 years so is not entitled to benefits. Can he ever be eligible for spousal benefits?

Hi,

I am a disabled veteran drawing SSBI since 2006. I'm now 62. How does this effect my wife, shes 64, working, not drawing social security. Is she entitled to any of mine?

Hi,

I'm assuming that SSBI is a typo and you meant to say that you're receiving Social Security disability (SSDI) benefits. In that case your wife could potentially qualify for spousal benefits from your record, but only if 50% of your primary insurance amount (PIA) is higher than your wife's own PIA. SSDI benefits are normally paid at 100% of a person's PIA, by the way.

My wife is 66 and retired and collecting US social security. She has worked in the US for the last 12 years. She worked in Poland for at least 30 years before coming to USA in 2006 and receives Poland's social security benefits starting 6 years ago. We do not receive her pension here in the states, it all goes to a bank in Poland. Her US benefits have been reduced by WEP.
I will be retiring next year. I am a US citizen and have worked over 40 years. My question is that when I retire will my wife be able to receive 50% of my benefits. Thanks

Hi,

I will be 66 years old this October and I am still working and not ready to retire yet. I plan to keep working for the next 11/2 to 2 years and don't want to apply for Social Security until I am ready to retire. My husband is 68 years old and retired last year and is collecting Social Security. We have been married for 32 years but have been separated for the last 2 years now. Divorce is in the future but I don't want to pursue that yet until I figure out my rights for spousal benefits.

The changes to SSA apply to this question as I was born in 1956. I began receiving early SS retirement benefits at age 62. I know my benefit is already permanently reduced. My husband is one year older than I am and hopes to begin receiving benefits at his FRA of 66 yrs & 2 mos. If I am correct in understanding that I will be deemed as filing for spousal benefits once he files, I'd like to know how my spousal benefit will be calculated once my husband files.

I am retired and my birth date is 11/28/1953. My wife is retired, does not have enough work credits to file on her own and her birth date is 7/9/1954. I had always planned on waiting until age 70 for both of us to file for social security, but I have been told her maximum is at age 66 since she does not have enough work credits and will need to file for a spousal benefit. I have also been told that in order for he to collect at age 66 I will also need to file for social security and cannot suspend until age 70. Is this true? Will your tool answer these questions for me?

Hi Larry, I am 66 and my wife is 68. She started taking her ss benefit at 62 on her own work record. I am now receiving a spousal benefit (restricted app) and will wait until age 70 to collect on my own record. Question - when I file at age 70 can my wife then switch to a spousal benefit on my record? Her 50% FRA benefit will be much smaller than my 50% FRA benefit. From what I have read, could she get the difference between her 50% FRA benefit and my 50% FRA benefit. Could you please explain how it all works, if at all? Thanking you in advance. Jim

Hello,

My question is as follows. Hoping you can answer it as the folks at the social security office tell me "NO" when I ask them.

Hopefully I can ask this complicated question in a way that you'll understand. Here goes.

I am 68 years old and coming up on 69. My birthdate is October 21,1950.

My wife is 69 and is coming up on 70. She is ten months older than me and was born on Dec.20,1949.

My wife started social security on her 65th birthday at a reduced rate.