My wife has been on social security disability for approximately 10 years.She is turning 65 in March,I am 68 and collecting my benifits.Can my wife switch to spousal benifts when she turns 65?
It would be an increase of 220.00 a month.
Thank you

Hi,

I am currently drawing Social Security, my wife is still working as a teacher and will retire at the end of the school year. She will receive retirement payments from STRS (State Teacher Retirement System). She has paid about 10 quarters into Social Security, is she eligible to draw Social Security from my account? I have been told by Social Security that she can't but friends have told me that their wives, with similar situations do.

Hi,

Hi Larry. I currently collect my social security as I have reached FRA and I still work full time. My wife is semi retired and is 63. By the time she reaches her FRA and by me collecting now, what affect will this have on her at that time if any. I still plan on working for a least another year.

Hi,

My husband is 73 and still working. I am 70 and still working full time. I waited to collect SS until I was 67 and my Husband waited as well. Could I switch to or collect an excess spousal benefit as well as my SS or just collect a spousal benefit?

Hi,

Two questions about Spousal Benefit or "Top Off" w/ respect to a couple both with SS earnings. The lower earning wife retires first at age 62 (her FRA is 66), and the higher earning husband retires 2 years later (wife is now 64) at which time the wife is deemed to file for spousal benefits.

I don't plan to take my Social Security until age 70. Would my wife's spousal benefits be higher if she collects at age 70 or would it be the same if she started collecting at 66.

Hi,

Spousal benefits do not get any higher if the eligible spouse waits past their full retirement age (FRA) to start drawing their benefits. If your wife qualifies for spousal benefits on your record she would not want to wait past her FRA to claim those benefits, however, she couldn't qualify for spousal benefits at least until you start drawing your benefits.

MY WIFE WILL TURN 62 IN MAY 2020. I TURN 68 IN JULY. IF SHE TAKES HER BENEFIT AT 62 CAN I TAKE A SPOUSAL BENEFIT OF 50% OF HER BENEFIT BASED ON HER NRA OF 66 AND 8 MONTHS? I PLAN ON CONTINUING TO DEFER MINE UNTIL 70. IF SHE TAKES 12 MONTHS OF BENEFITS AND THEN DECIDES SHE MADE A MISTAKE AND REPAYS WHAT SHE TOOK WILL MY SPOUSAL BENEFIT STOP AND ONLY RESTART IF SHE ONCE AGAIN CLAIMS HER BENEFIT OR WILL MY SPOUSAL BENEFIT CONTINUE?

Hi,

Hello Larry, My wife was born on 1/28/1954 and started collecting benefits at age 65. I was born in July 1956 and retired this year but plan on waiting till my full retirement age to start benefits.
Can I get spousal benefits now ? It is very confusing and I have read about differences if you were born after 1/1/1954 but really don’t understand it. Thank you !!

Hi,

I was born in 1953 and will be 66 in December. I would like to file a restricted application and receive half of my spouses social security, starting in December. I would let mine grow, and I am still employed. My husband was born in May of 1954, is also still working and has not claimed any social security benefit. Would I qualify for this benefit ?

Hi,

My wife started taking social security benefits around age 62 thinking that when I file she would get half of what I get since my benefits are greater. Is that correct? If not, is it possible to reverse it? She is five years older than me. Thanks!

Hi,