Spousal Benefits

What Would Happen If I Separate From My Husband?

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Larry I only worked 2 years after I got married because I staring
Getting chronic migraines been married 46 years he's 12 years older I'm 68 next month. He will be 80 his health fine back ache some leg pain has no disease I want to live alone our
House is paid ... I don't want his help if I get a legal separation from my husband problem is at 62 I starred getting a Sol sol sol sure Social security check only 609 Medicare takes out 106 for part B so that leaves me not much So can I get a

Is My Husband Eligible For Spousal Benefits On My Record?

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My husband is retired, and it was recommended that he not apply for SS benefits until he's 70 (he's 66) I applied for SS when I was 62 and I was under the impression that when he turned 66 he could apply for spousal under my SS. And then when he turns 70 he can apply for his own, I drop mine and apply for spousal under his (which would considerably more) He called the SS office and they told him he could be denied benefits under mine because he could apply for his own and get more. I'm very confused, can they deny him spousal benefits if he hasn't applied for his own yet?

Can My Wife File For Spousal Benefits Before I File For My Benefits?

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Dr. Kotlikoff,

Today, I finished reading your updated book, Get What's Your's from Social Security. I was looking for information about filing a Restricted Application. I kinda threw in the towel on doing anything other than my wife and I each filing at age 66 after the File and Suspend option went away for us. After reading page 82 of your book, and several other pages, it seems we may be eligible to do something similar with a Restricted Application. Here are our data:

WIll My Own Account Continue To Grow If I File For Spousal Benefits Now?

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I am 64 and 3 months and stopped working in 2012 with no plans to return to work. My wife's benefits are mores than mine. she is 60 and I want to use restricted benefits option.
if I file now spousal benefit now , will benefit on my account continue to grow.
Do I have to wait for 66 to file restricted benefits
Anything else I should know?

Hi,

Can I Receive Spousal Benefits Even If I'm Already Drawing On My Own Record?

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I started collecting my SS benefit at age 62 which was in 2015. My husband has just turned 66 and has filed for his SS benefit. He is currently working and is planning to continue until he's 70. From what I have read, he will get his full benefit because he is 66. My question is even though I am collecting my benefits, can I also collect on his? His has a much larger benefit than mine and financially could use the extra money. If so, will my benefit go back to my original lower amount when I turn 70?

Hi,

Can Someone Who Reaches FRA In February 2018 File A Restricted Application For Spousal Benefits Only?

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Husband is FRA as of May 2017 and wants to file and suspend. Higher earning spouse is now retired and will be FRA in February 2018. Used your software but cannot figure out if wife can file a restricted application for spousal benefits in February 2018.
Thanks

Hi,

I don't have access to the data that you entered into the software. Please submit questions about use of the software or your results via an online contact form in the help center.

Can My Wife File A Restricted Application For Spousal Benefits If We Are Legally Separated?

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My wife and I have been married over 40 years and continue to live together. For asset protection reasons, on the advice of our attorney, we are "legally separated.
My wife is turning age 66 (FRA) and I am 71 collecting SS.

Can we file for restricted application for spousal benefits since we are legally separated?

Hi,