I was born in 1953 and will be 66 in December. I would like to file a restricted application and receive half of my spouses social security, starting in December. I would let mine grow, and I am still employed. My husband was born in May of 1954, is also still working and has not claimed any social security benefit. Would I qualify for this benefit ?

Hi,

You could potentially claim spousal benefits at full retirement age (FRA) or later while letting your own benefit rate grow until age 70, but you couldn't qualify for spousal benefits unless and until your husband files for and starts drawing his Social Security retirement or disability benefits. You and your husband may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to compare your various filing options in order to determine your best strategy.

Best, Jerry