Ask Larry

Payment Dates

Why Did I Receive My Social Security Benefit On The 5th Of This Month?

I normally receive my social security benefits on the second Wednesday of each month this month November 2021 I received it on the fifth why is that

Hi. If you were paid your regular monthly benefit payment on November 5th that's very unusual. You'll probably have to contact Social Security to get an explanation.

Best, Jerry

Posted: 
Saturday, November 6, 2021 - 17:16

Why Was My Check Deposited Early This Month?

why did my social security check get deposited 10 days early this month?

Hi. I'm sorry, but I can't even give you an educated guess without much more information. Many different circumstances can result in either a one-time or permanent change in a person's payment date, so unless Social Security mails you an explanation you might want to call them.

Best, Jerry

Posted: 
Saturday, October 9, 2021 - 20:44

If The Deceased Was Born On August 9th When Should My Payment Hit The Bank?

If deseaced was born on Aug 9:bwhen shouldnmy payment hit the bank?

Hi. I assume you mean that you've filed for survivor benefits on the record of a deceased spouse. If your spouse was born on the 9th of a month and assuming that you aren't also drawing benefits on your own account, your survivor benefits should be paid on the 2nd Wednesday of each month.

Best, Jerry

Posted: 
Thursday, October 7, 2021 - 16:33

What Month Should I Say That I Want To Start Benefits If I Want To Get My First Payment In January?

I am 64, turning 65 in March 2022. My FRA is 66.5. I am retiring Dec 31, 2021, (age 64.75) and want to receive my first SS payment in Jan 2022. I have two questions: 1. when I apply for SS, what month should I indicate that I want to start receiving my payments? (Dec 2021 so I get a check in January? Or Jan 2022, and they will understand that is the month I want to receive my first payment.) 2.

Posted: 
Thursday, August 12, 2021 - 14:42

Do I Need To Do Anything?

Thanks for everything you do. I received SS survivor benefits on my late husband's account for four years. His birthday was 7/4 and the payment date was the second Wednesday of each month. Last year, at age 70, I started getting SS on my own account and my birthday is 6/21. The payment date never changed. I really don't care either way. Do I have to do anything?

Posted: 
Sunday, August 8, 2021 - 13:46
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.