Ask Larry

Payment Dates

Why Do I Have To Wait Until July For My First Payment If I Was Born In May?

Larry, I think the answer you gave Jerry concentrated too much on his "after death payment" and didn't answer his (and my) question. My birthday is mid May so I understand I have to wait till the 3rd Wednesday in June to get my first direct deposit payment. At least that makes sense. You gotta earn a month to getta month. But why do I have to wait until the 3rd Wednesday in July to get the first payment?

Thursday, March 25, 2021 - 13:47

Will My Wife's Benefits Be Paid On The Second Wednesday Or Third Wednesday Of The Month?

My wife is receiving her own SS benefit based on her work history. Her birthday is on the 20th of the month, so she gets her benefit on the third Wednesday. When I file, she will be able to file for an additional spousal benefit. With my birthday on the 8th of the month, I'll get my benefit on the second Wednesday.

Will her new benefit be paid on the second or third Wednesday of the month? Thanks for any replies!


Friday, December 4, 2020 - 15:27

Why Was My Benefit Payment Deposited Early This Month?

Hello Larry!
I have been receiving my SS check on the second Wednesday of the month since it began. Today, Nov.10th is a Tuesday and I see my SS has been already deposited to my bank account. Any reason for the day early rather then my usual Wednesday? My birthday is November 7th. Thanks for answering this question. Doris

Hi Doris,

Tuesday, November 10, 2020 - 10:28

Why Did We Receive Our Payments On A Different Wednesday This Month?

I am wondering why my husband & I got our Social Security payments direct deposited on Oct. 13th (the 2nd Tuesday of the month) but we normally receive payments the 3rd Wednesday of each month.

FYI in case it matters: We just started receiving Social Security this year. Hubby is claimed based on my record at present, will switch to his record when he reaches age 70. I do have a seasonal part-time job but will make probably $9500 or less by year's end.


Hi Diana,

Wednesday, October 14, 2020 - 16:51

Will I Receive My Spousal Benefits After My Husband Starts Getting His Benefits?

My husband and I, both 66, applied for social security benefits the end of November 2019. My husband applied for full social security benefits and I applied for spousal benefits. We both were born in 1953 so took advantage of the restricted application. My husband's benefits will begin next month in February but my spousal application is still pending. Will I receive my spousal benefits a month or two after my husband starts receiving his benefits? I thought they'd begin at the same time. Your software program was very helpful. Thank you.


Thursday, January 23, 2020 - 11:42
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