Ask Larry


If I'm 71, How Much Can I Earn Per Year Before It Affects My Social Security Payment?

I'm 71 yrs old and currently receiving social security. Since loosing my husband in 2020 and his income I have had to take a part-time job to help with bills. How much can I make a year before it affects my social security payment?

Hi. I'm sorry for your loss. Since you've already reached full retirement age (FRA), there's no limit on the amount that you could earn and still be able to collect all of your Social Security benefits.

Monday, July 18, 2022 - 17:25

Can I Collect My Employer Pension At Age 60 Since I'm Disabled?

I am 60 I collect SSD someone told me I could collect my pension before 62 I worked for the New York City department of corrections is it true that I can collect it now that I'm disabled at 60 I've been disabled for 8 years and just S.S. aint doing it just getting by

Hi. I'm sorry, but my expertise is limited to Social Security benefits. I don't know what your options are with regard to drawing a pension from your former employer.

Saturday, June 25, 2022 - 12:24

Is It Correct That I'll Continue To Receive Both My Own SS And My Widow's Benefit When I Turn 65?

Currently I am 61, and started receiving SSDI 2 years ago. My husband was killed on the job in 1990. At age 60 I started receiving what SS calls excess widows benefits.
I have been told by SS that my disability will automatically convert to SS when I turn 65, and I will continue to receive both my SS, and my widow benefits. Is this correct or have I been miss-informed…repeatedly?
Thank you,

Friday, June 24, 2022 - 15:16

How Can I Get Monies From My Social Security Work?

How can I get monies worked for from Social Security approx. from 1960-1972/4 yrs. and before monies were put into a pension (STRS) from 1965-2004.
Ret. teacher,

Hi. You can't get a refund of the Social Security taxes you paid if that's what you're asking. Social Security taxes are required to be paid on any Social Security covered wages regardless of whether or not the person who earned the wages ever becomes eligible for Social Security benefits.

Monday, June 20, 2022 - 12:29

Does My Benefit Estimate On The SS Site Include 32% From DRCs?

My PIA at age 66 was $1211( 11/19). I am taking spousal benefits until 11/23 when I turn 70. The SS site I viewed before I took spousal stated at age 70 my payment is $1,641. Does this include 32% DRC's? I thought COLA's were added first to PIA and then the 32% DRC's are added to get your age 70 payment. Please clarify. Thanks so much.

Sunday, June 19, 2022 - 15:28
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