I’m on SSDAnd I turn 75 in a few months. Do I need to apply for as SS benefits or do I stay on SSD? Thank you for your time.

Hi. If you're nearing age 75, then you aren't receiving Social Security disability (SSDI) benefits. SSDI benefits can only be paid for months prior to when a person reaches their full retirement age (FRA).

If you are about to turn age 75 and if you were collecting SSDI benefits prior to your FRA, then your SSDI benefits would already have been been converted automatically to regular Social Security retirement benefits. People who are receiving SSDI benefits prior to FRA don't need to do anything to have their benefits converted to regular retirement benefits at FRA.

Best, Jerry