Filing For Benefits

Larry, great software!

What is the effective date of my application for social Security benefits? Specifically, I learned I should not have delayed my application and went to my local SS Office to apply. They could not make an appointment for me until 2 months later. So I drove across the state to another SS Office and the agent there said the actual date of my application would be the date I requested an appointment, not the date of the appointment. Is this correct? Have I lost 2 months? or not?

Hi,

Hi, Larry. I am currently reading "Get What's Yours (Social Security)". Thanks to you, Philip, and Paul for that.

At FRA I started and are currently receiving spousal benefits. I turn 70 this year and need to know how do I switch from spousal benefits to my own SS benefits.

Hi,

In the receipt for my claim for spousal benefits, I state in the remarks that the application is restricted to spousal benefits so that I can earn delayed retirement credits on my own record. (I was born before 1954 so am eligible to file restricted application for spousal benefits and later switch to benefits on my own record.)

If my husband cannot ask for benefits as a developmentally disabled adult and being married. Can we request the benefit, and request a hardship exemption?

Hi,

I will be 66 on september 2018, and today is April 2018 i am qualified to file retirement now. thanks

Hi,

The soonest that you can apply is 4 months prior to the month that you want to claim benefits. So, assuming that you mean you want to claim benefits starting with your full retirement age (FRA) the earliest that you could apply is May 2018 unless you happen to have been born on September 1st. In that case, your FRA for Social Security benefits would be August, and you could then file this month (i.e. April).

I am receiving 1/2 of my husbands ss. I applied for them at 66, and he was receiving benefits already. I just turned 70. Do I have to reapply now to receive full benefits. I am still working part time in the operating room and plan to still work.

Hi,

My husband is 67 and one month and he is ready to file for his SS benefits. He retired from a university after 30 years. He receives a pension from that University. He went to work at Home Depot as a part-time specialist for the last 11 years. The university and HD paid into social security. He filed for medicare before turning 65 as required. What would be the best scenario to apply for his benefits, go to the office or file online? There are no special circumstances for us that I am aware of. I am his wife of almost 44 years and I just turned 65 in Jan. 2018.

I am almost 64 years old. My wife died at 72 years old ( 12/23/16) She was collecting SSC
I am looking at a layoff from the company I work for. So I believe now will be a good time to retire.
How do I get her SSC?
Is it best to get hers before I start mine.
I am fortunate to have good savings and will not have to count on my SSC check,
Early retirement health insurance? Please comment on that.
Terry

Hi Terry,

I'm sorry for your loss.