I filed a restricted application for a spousal benefit only back in 2017 when I turned FRA 66. I filed at my local social security office. I have been receiving 50% of my spouses social security amount. I am turning 70 and I have been told on the social security national 800 # that since I filed the spousal at the local office I can only file on my own record at 70 at the local office & cannot file on the national 800 #. Is that true & why is that? Thank You

Hi Larry, I turn 66 in the end of September 2021, how far in advance do I need to apply for social security?
If my full retirement age is 66 and 2 months what month to choose as my month to start my benefit?
When I will receive my first payment? Thanks, Eva.

Born before Jan 2, 1954. Have not applied for my SS benefit yet.
When my spouse applies for SS benefit, can I apply at the same time as Restricted application for my benefit and claim spousal benefit on my spouses's benefit record. Or, I have to wait for my Restricted application until my spouse's benefit gets approved.

Thanks,

I have GWY book and love it.

Today is April 5, 2021. I'll be 70 years old in August 2021. If I apply this month, when will I receive my first check? Should I wait another couple of months? When should I apply for my Social Security benefits?

Will my wife's spousal benefits automatically change to full benefits at age 70 or does she need to contact social security in advance?

My wife filed and suspended her SS benefit at FRA and took a spousal benefit (mine). When she turns 70 in 2 months will she automatically begin to receive her own social security benefit or will she need to reapply for it. How does she go about switching from spousal to her own benefit. Thanks Carl

My husband turns 70 in a few months. He has been collecting half of my benefit while his benefit increases 8% each year until age 70. When does the 8% increase amount reflect on his personal benefit each year? When should he apply in order to be sure that he receives the last year's 8% increase? A few months before his birthday or after?

I want to retire in June 2021. When can I start my application?

Hi. Social Security allows people to apply for benefits up to 4 months prior to the month that they want to start their benefits, so if you want to start your benefits in June 2021 you can apply now. However, you may first want to consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze the options available to you so that you can choose the best strategy for maximizing your benefits.

I am living in public housing, my ex husband passed away 6 weeks ago, coming to find out that my children are entitled to my husbands death benefit. Two of my children are working and 1 is still in school. The problem is that when I was notified that my kids were entitled to his death benefit, which causes a problem in my living situation at public housing because I am over income. I don't want to have to tell my kids they have to give up there jobs that they went through and college to receive a degree in career in what they want to do.