Filing For Benefits

How Do I Convince The People At SSA That The Strategy Your Program Has Recommended Is Correct?

I am a widow and will be 65 on 12/31/2018. Your maximize benefits program determines that I can claim benefits on my record at 65, still work and then claim survivors benefit at age 66. Survivor benefit will be higher than my own record if I were to work until 70. I understand the survivor benefit does not increase after age 66. If SSA thinks differently, how do I convince them of the strategy that your program has determined?


What Should I Do Now?

I was trying to put my wife on my SS i went to her SS sign in just to see if i could do it now it wants me to complete page by certain dates i am afraid to do more than i have done do i need to go to SS office and fix this or can i still sign her up for mine. She is 65 and working she is going to work till age 70 she will be 66 in June 2019 can you help thank you


Have I Lost 2 Months?

What is the effective date of my application for social Security benefits? Specifically, I learned I should not have delayed my application and went to my local SS Office to apply. They could not make an appointment for me until 2 months later. So I drove across the state to another SS Office and the agent there said the actual date of my application would be the date I requested an appointment, not the date of the appointment. Is this correct? Have I lost 2 months? or not?


If I Receive Spousal Benefits For The Month I Turn 66 Will I Be Deemed To Have Also Filed For My Own Benefits?

In the receipt for my claim for spousal benefits, I state in the remarks that the application is restricted to spousal benefits so that I can earn delayed retirement credits on my own record. (I was born before 1954 so am eligible to file restricted application for spousal benefits and later switch to benefits on my own record.)

Am I Qualified To File Now?

I will be 66 on september 2018, and today is April 2018 i am qualified to file retirement now. thanks


The soonest that you can apply is 4 months prior to the month that you want to claim benefits. So, assuming that you mean you want to claim benefits starting with your full retirement age (FRA) the earliest that you could apply is May 2018 unless you happen to have been born on September 1st. In that case, your FRA for Social Security benefits would be August, and you could then file this month (i.e. April).