I will be 66 years old in January, 2019. I would like to file for Spousal Social Security benefits, collecting one half of my husband's benefit and waiting until I am 70 years old to collect on my own earnings record. I plan to file online, and following your recommendation to specify in the "remarks" section to "exclude retirement benefits on my own record from the scope of this application." My question is: Is there an equivalent form to SSA-2-BK when filing online? I only see the one application form. Please advise.
Filing For Benefits
I bought your terrific book in 2016 and it got me through step one .....and now I need to take step two. I hope you can help me make it to the finish line.
I turn 70 on December 28th of this year (2018). When I apply for my S.S. benefits (at age 70) what entitlement month do I put on my application--December, 2018 OR January, 2019? I want to be sure that my benefits will be based on age 70 and that I will not receive any retroactive payments that would (in effect) reduce my permanent benefit amount. Thanks.
Can I apply for social security now or next month but with starting date Aug 1?
2 months ago I applied for social security and received a call the next day. Once i heard I was approved, my wife for spouse benefits to coincide with my start date (8/10)-its been over 2 months and she hasn't heard anything. The SS web site says her application is still processing. Is her delay in hearing about her application seem right to you? Anything we can do to speed it up? Thanks PS-Your Get What's Yours Book was very helpful
I am a widow and will be 65 on 12/31/2018. Your maximize benefits program determines that I can claim benefits on my record at 65, still work and then claim survivors benefit at age 66. Survivor benefit will be higher than my own record if I were to work until 70. I understand the survivor benefit does not increase after age 66. If SSA thinks differently, how do I convince them of the strategy that your program has determined?
I was trying to put my wife on my SS i went to her SS sign in just to see if i could do it now it wants me to complete page by certain dates i am afraid to do more than i have done do i need to go to SS office and fix this or can i still sign her up for mine. She is 65 and working she is going to work till age 70 she will be 66 in June 2019 can you help thank you
Larry, great software!
What is the effective date of my application for social Security benefits? Specifically, I learned I should not have delayed my application and went to my local SS Office to apply. They could not make an appointment for me until 2 months later. So I drove across the state to another SS Office and the agent there said the actual date of my application would be the date I requested an appointment, not the date of the appointment. Is this correct? Have I lost 2 months? or not?
Hi, Larry. I am currently reading "Get What's Yours (Social Security)". Thanks to you, Philip, and Paul for that.