Ask Larry

Divorced Widow(er) Benefits

Can I Still Get Survivor Benefits If I Don't Have A Death Certificate?

I was married for over 10 years and my ex husband died this past year at the age of 62 . I have not remarried and I will soon turn 58.He did not remarry. My understanding from reading your book "Get What's yours......", as long as I remain single I can collect on his social security at age 60, I have divorce papers but do not have access to his death certificate, so can I still collect? I assume I would get his full benefits, but how can I determine what that would be? I assume that would be considered income (I work full time).

Saturday, January 6, 2018 - 07:09

If I Take Reduced Benefits On My Own Record, Would It Affect My Future Survivor Benefits?

I am age 62. If I start drawing on my own record now, will that have an impact on a divorced survivor benefit that I may be eligible for should my soon to be ex husband die before me? He just served me with divorce papers. He is also age 62, we have been married for 37 years and he is planning on waiting until age 70 to draw his social security. My own earnings are more than 1/2 what his would be at his full retirement age so my question is specifically about if there is an impact on a survivor annuity based on when I draw on my own record?


Saturday, December 30, 2017 - 11:12

Will I Be Entitled to Any Benefits On My First Husband's Record?

my 1st husband has cancer n only has a month to live we were married 14 years, i been divorced from him 12 years n have been remarried 3 times and am currently still married to my last husband but been seperated 5 years n about to file for divorce, will i be entitled to any widow, spousal, or any benefits from my 1st husband when he passes away? we have no children together.


Thursday, December 7, 2017 - 06:24

Would I Get My Ex's Social Security Benefit And My Own If He Dies?

Larry, I am hoping you can answer my question. I was divorced after 32 years of marriage. My ex husband was 36 years retired military. Also retired from civilian contractor after military retirement. I always worked part time during our marriage to raise family while husband was away. During the divorce, I received a portion of his military retirement but also became disabled in my late 50's. I am now 60 years old living on $1018 per month disability (assume they came up with that figure using my years of worked income) and $1800 per month military retirement pay.

Tuesday, December 5, 2017 - 07:40

Could I Collect Survivor Benefits On One Ex's Record And Later Receive A Higher Rate On Another Ex's Record?

I have been married three times. Two of my marriages were been more than 10 years each. I’m 62 years old, I’m not collecting any benefits at this time. My question is if one of my ex spouses passes away would I be able to collect survivor benefits on that one and if the other dies later and there is a larger amount to collect would I be able to switch to that one?


Tuesday, November 7, 2017 - 05:02

Do I Qualify For Benefits On My Ex's Record?

I was married to my ex husband for 9 years and 8 months. He remarried (twice), one wife died, the other is living. He died recently, do I qualify for his benefits?


If your divorce was final before you had been married for 10 years, you couldn't qualify for survivor benefits on your ex's record unless you have an eligible child of his in your care.

Best, Jerry

Sunday, November 5, 2017 - 09:54

Could I Remain Married And Get Benefits From My First Husband's Record?

I have been married to my second husband for 10 years. I am 61 years old. If my first husband of 26 years becomes deceased can I collect benefits from my deceased first husband? Do I need to divorce my current husband to do this or could I remain married?


Since you remarried before age 60, you could not become eligible for survivor benefits on your first husband's record as long as you current marriage is continuing.

Best, Jerry

Wednesday, November 1, 2017 - 08:51

How Can I Get Assistance?

I was married to my ex-husband twice. The 2nd time for ten years. He died July 2017. I am disabled but finding it hard for Social Security to accept that. I am 56 years of age, and my ex-husband was receiving disability benefits up to the time of his death. How can I get the assistance. I am facing eviction, just lost my car to repossession on Friday, October 27, 2017. I am facing homelessness and after all those years with that man, I should not have to succumb to that terrible position. I was a housewife and mother to his children.

Monday, October 30, 2017 - 10:10

Do You Know Of Any Exceptions That Would Apply In My Case?

Have there ever been acceptions to the rule about divorced and remarried couple and social security? I was married for 25 years during my former husbands prime earning years. We agreed for me to be a stay at home mom. We divorced and I remarried at 49. I am still married and my former husband died this year. I will not take my social security until I'm 70. *I just got my denial letter from social security saying that I do not qualify for widow's benefits.

Friday, October 20, 2017 - 06:44
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