Ask Larry

Divorced Spousal Benefits

Can I Collect Divorced Spouse's Benefits?

Beginning 9.1.16 I with come off State of Az. Disability. I will then begin collecting $374.00 Az state retirement. I want to apply for SS as well. I will be 64 in 11.16.
My ex is still alive, and i was married over 10 years. Can. I collect on his SS first, letting my SS build until I'm 66 then begin collecting on my own benefits?
PLEASE HELP...MY APPT. IS IN EARLY JULY WITH SS!! :-) And I do need all the income i can get. The SS admin. Denied my disability request and my appeal.

Friday, July 1, 2016 - 09:45

Can I Collect My Divorced Spouse's Benefit Before My Full Retirement Age?

Can I collect on my divorced spouse''s record at age 63? Or do I have to wait til full retirement age?

If you've been divorced for at least two years then you can collect your divorced spouse's benefit as soon as your Ex turns age 62 years and 1 month. If you have not been divorced for two years, then you can collect your divorced spouse's benefit when your Ex files for his retirement benefit. You don't have to wait until your full retirement age (FRA), but if you file before your FRA, then your divorced spouse's benefit will be reduced.

Thursday, June 30, 2016 - 12:30

Can I Receive Divorced Spouse's Benefits?

I will be 66 in October I am divorced, my ex spouse is 68 and worked for the Forest Service unsure if he has SS. He has remarried. Can I receive any benefit from his SS. should I collect at 66 for full retirement and do I understand that I could receive which ever SS is the higher. I could receive $500 more if I wait until age 70. My income is $39,000 a year right now.

Thursday, June 30, 2016 - 12:15

How Can I Maximize My Benefits after Divorce?

Hi, I divorced after a 34 years of marriage and will be 64 in September. My ex filed for SS at age 62 (two years ago). I am still working but would like to retire as soon as possible. I am receiving 1/2 of his pension ($1000), and want to know when is the best time to file for my SS and can I file for his SS benefit and not affect my own. Thanks, Barbara

Wednesday, June 29, 2016 - 17:00

When Can I Receive My Divorced Spousal Benefit?

Hi Larry, I'm 63 and my ex-husband (married 24 years, divorced 2) is 60. Currently I'm not working, I started collecting SSA benefits at 62 but stopped within a year and paid them back. Now I plan to draw on my ex's record at 66 and switch to mine at 70. My question are: 1) How long can I receive my spousal benefits? I've never seen the length of time available explained anywhere. 2) What exact terminology do I need to use in order to get exactly what I want? I'm single now and will remain single. Thanks, Sally

Tuesday, June 28, 2016 - 22:15
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