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Divorced Spousal Benefits

How Will Your Software Help Me?

I will be 61 this year and my ex husband will be 66. I did not work long enough to collect my own Social Security so I will be collecting thru my ex husband. He made a good income while we were married, so I assume he will be collecting the maximum amount. How will your software help me if I don't have any financial info from my ex?


Saturday, January 28, 2017 - 07:00

Should I File On My Ex-Husband's Record?

I retired early and began collecting social security at age 62. My ex-husband was able to collect a spousal amount based on my social security, which enabled him to keep working and delay his filing for social security until this month when he turned 70. He now collects $2500 after his medicare insurance, while I collect $1382. Would I be better off claiming on his SS or should I stick to my own? Thanks so much, Linda

Hi Linda,

Friday, January 27, 2017 - 11:45

Will My Benefits Increase When My Ex-Husband Files?

Already collecting spousal Benifits ex getting ready to retire at age 70 will my benefits increase? Also was I entitled to any of pension during marriage he work well over 10 years for Foad Motors


No, your divorced spousal benefit rate will not change when your ex-husband starts drawing his benefits. I don't know if you could be eligible for anything from his pension plan at Ford Motors.

Best, Jerry

Wednesday, January 25, 2017 - 07:30

Can I Collect Divorced Spousal Benefits Retroactively?

I am 70 years old, divorced, and still working full-time. I satisfied the divorced spousal requirements to collect benefits at age 66 when I went to Social Security to discuss collecting benefits. I was told that my benefits were more than 50% of my former husband's benefits and I, therefore, could not collect on his account. I was not informed that I could collect his for four years, 66-70, and let my benefits maximize to age 70 - I have now begun collecting my benefits at age 70.

Wednesday, January 25, 2017 - 04:30

When Is The Soonest That I Could Receive Divorced Spousal Benefits?

I am going to be 52 on July 9 this year . Was married in 1991 for 11 years 9 months divorced in 2003. M ex-husband was born on April 1967.

Due to my diagnosis back in 1991 of M.S. i filed for long term disability in 2003, 2003 was a rough year to say the least!!
My question, can I file against my ex-husbands Social Security, if so when is the soonest can I file against it!

He is still working to my knowledge!

Patiently and eagerly await your prompt reply!


Hi Marti,

I'm sorry to hear about your diagnosis.

Monday, January 23, 2017 - 07:00

Are Divorced Spousal Benefits Reduced If They're Caring For A Child?

Thank you all very much for helping so many of us navigate SSA waters!

Are divorced spouse child-in-care benefit amounts lower if taken at 62, than if taken at FRA?
Does worker (as in, not the div. spouse providing care) have to attain FRA before divorced spouse can receive child-in-care benefit? (I think the answer is no but I want to be sure.)
What influences child-in-care benefit amounts? (for instance, COLA, etc)


Thursday, January 19, 2017 - 07:30

Will I Be Eligible For Divorced Spousal Benefits?

Hello. I am entering divorce agreement negotiations with my second husband of only five years. My first marriage was eleven years. I do not have a pension benefit of my own, working part time in the non-profit sector for only twenty years. I am 58 years old. Am I entitled to draw a divorce spousal benefit from either spouse? If not, I would like to include a loss of this benefit in my negotiations and would like to understand what figure I may have lost by giving up the draw on the first husbands earnings. Both husbands are high wage earners. Thank you, Debbie

Friday, January 13, 2017 - 06:30

What Divorced Spousal Benefits Do I Qualify For?

I haven't seen a question like this one. I was married twice for more than 10 years each--and one x is 81 and one x is 74. Both are drawing SS. I am turning 62 summer of 2017. So, now, if I decided to retire before age 66, I am deemed to do both, my own, and x-spousal, naturally at a reduced rate. So do I get the one who made the most money? And, if I can't take one of theirs and switch to my own after I turn 70--can I take a reduced x-spousal before 66, and then, when I turn 70, switch and get a full from the other?

Wednesday, January 11, 2017 - 04:45

When Will I Be Eligible For Spousal Or Divorced Spousal Benefits?

I am age 61 and my wife is age 50, so she is 11 years younger. She was the big breadwinner and I am an artist so have had a lifetime of earnings in the $15,000 per year range. Her earnings have averaged about $70,000 per year. I raised the children, she went to work. We are going to separate and perhaps divorce but want to do this in a way that maximizes the other's SS benefits. Because she had far greater earnings, would I ever be able to collect on her earnings? Even at age 62 or 66, given that she is so much younger?

Tuesday, January 10, 2017 - 12:45

How Will My Ex-Wife's Payment Be Calculated?

I read the other questions and couldn't find this one.........My ex-wife will be filing for her social security benefits on my record when she turns 62 in April 2017. I am 67 and have not started my social security benefits yet as I want to wait until I am 70. My question: Will my ex-wife's social security benefit calculation be a reduced percentage of what my current social security benefit would be if I was drawing social security currently (approximately $2,900 per month), or will it be a reduced percentage of my primary insurance amount (PIA), which is $2,501?

Sunday, January 8, 2017 - 07:15
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