Can I collect on my divorced spouse''s record at age 63? Or do I have to wait til full retirement age?
If you've been divorced for at least two years then you can collect your divorced spouse's benefit as soon as your Ex turns age 62 years and 1 month. If you have not been divorced for two years, then you can collect your divorced spouse's benefit when your Ex files for his retirement benefit. You don't have to wait until your full retirement age (FRA), but if you file before your FRA, then your divorced spouse's benefit will be reduced.