I am turning 62 before my ex. Married 20 years. Divorced now for over 10 years. Can I collect on his social security even though he has not reached 62??

Hi,

No you can't, unless he becomes eligible for disability benefits before he reaches age 62.

Best, Jerry

If I apply at age 66 for divorced spouse benefits and he is only 62, will the benefit amount I receive increase as he reaches his full retirement age before he collects at age 66?

Hi,

No, if you start drawing divorced spousal benefits at your full retirement age, they will be unreduced regardless of your ex-husband's age at that time. He must be at least age 62 and you must have been divorced for at least 2 years, or he must be drawing his retirement or disability benefits in order for you to be eligible, though.

I am 64 years old and have not started claiming any social security benefits. I would like to better understand the ex spousal benefit. My ex husband (a really nice guy) and I were married for 11 years. He remarried several years ago and I have not ever remarried. We have been divorced from each other for 24 years. Throughout our work careers, I earned more money than he did. Am I eligible to claim any benefits based on being an unmarried ex spouse? Would it be beneficial to claim his benefits and hold off on mine until I am at least 66 (born in 1952)?

My ex husband and I met in his own English-speaking country. He emigrated to the US. We married here. He became a naturalized US citizen. We were married more than ten years. He worked very hard as a young man, in his own country. He also worked hard in the US, mostly at low- paying jobs. I believe that he has returned to his country of origin, to live possibly the rest of his years. How can I find out the Social Security equivalent in his country, and its rules in this case? He is 64; I will turn 64 also, this year.

I was married to my first husband for 20 years. When I retire does he get 50% of my benefit (he has not paid into the system) and does that reduce my benefit by 50%?

Hi,

Dear Larry,

Hi,
I will be 62 and recently divorced. I have not been successful at getting a job and feel I will need to take my social security at 62. My ex is 67 and is collecting social security. What is my best options. I have checked and they said at 62 I could only take half of my ex's. Is that a lower rate for me at 62 as well? If I take mine at 62 and when he passes would I be able to switch to his if I don't remarry?

Hi,

Larry, I was married 21 yrs. most of that time I was a stay at home mom. I took my ss at age 62. Now, at age 72 I get $989 a month. After loosing my part time job, it would help if I could get some of my ex's. I'm sure he gets the maximum. Is it too late ?

Hi,

I made a bigger mistake than I ever knew. I am divorced. My former husband is 16 years younger than me. We were married for a 14 year period. I always work but he made a great deal of more money than myself I am wanting to take a retirement at the age of 62 due to poor health. I have never remarried, is there anyway I can collect any benefits of his such as Social Security before he is of retirement age. Thank you for any help you can give me , I sincerely appreciate your time.

Hi,

What if the ex spouse started their Social Security benefits recently at 65, can the other spouse still receive deferred retirement credits on their "spousal benefit" if they should wait past their Full Retirement Age to file? Thank you

Hi,

Sorry, I'm not sure I'm understanding your question correctly. Delayed retirement credits (DRC) are not paid on spousal benefits, so no one should voluntarily wait past full retirement age to apply for a spousal or divorced spousal benefit.