Ask Larry

Divorced Spousal Benefits

Can I Get Benefits From Any Of My Ex's?

Can I collect Social security from any of these men? Help me figure it out..

I am 69 Retired at 65, 2015 from US Postal Service. after 29 years of service. I receive CRS Postal Pension and 1/2 of my social security benefits.

I divorced EX # 1 after 1 year (1971). He died at age 64 ( 2 months shy of 65).

I remarried 3 years later (1974). #2 is 74 now retired. receiving Social Security
I divorced EX #2 after 30 years( 2004).

Posted: 
Monday, September 9, 2019 - 07:15

Must I Wait Until My Ex-Husband Turns 63 To Get Half Of His Benefit?

Two questions:
My ex-husband is 8 years younger than I, and I am 68. We were married 28 years. I started taking benefits when I turned 65-my benefit is minimal, as he was the main breadwinner. Is it true that I have to wait until he turns 63, and then I will get half of his benefit?

2nd question: I have a small state retirement benefit (Colorado PERA), and my SS is reduced as per the bogus "Windfall Provision". Is there any hope that that will go away? And, when I do receive his benefit, will it also be reduced per the Windfall Provision?

Posted: 
Tuesday, September 3, 2019 - 18:26

Can I Still Collect Off Of My Ex-Spouse's Record If I'm Living With Someone?

Hi....my question is: I was married to my 1st husband for 18 years then we divorced. I have not remarried but have lived with someone for 13 years in Oklahoma. I dont plan on getting married. So when my ex husband and i reach retirement age.....can i still collect off of his SS?
THANK YOU.....Kristin

Hi Kristin,

Posted: 
Thursday, August 22, 2019 - 15:36

Will My Ex Be Able To Claim A Divorced Spousal Benefit Even Though I Became Eligible For Social Security After We Divorced?

Hi Larry,
I worked for the government most of my life. I married (over 10yrs) and then divorced. After the divorce I retired from the government and began to work in the private sector. I was able to earn the last of my 40 credits for a social security benefit at that time.
I understand that any social security benefit to me will be offset by my pension. I am 62 and plan to wait to file for social security at 70. My question is:

Posted: 
Friday, July 19, 2019 - 08:01

What Are My Options For Collecting Auxiliary Benefits Now?

I was born in 1956 and I am 64 now. I have been divorced after being married over 10 years and i am
unmarried. My ex spouse is 63 and has been on SSDI . What are my options for collecting auxilliary benefits now versus waiting until full retirement, and how does each choice effect benefits in the present and going forward.
What happens in either case to the auxillary benefit if I wait to collect at 70. What happens
to my auxillary benefit if she does the same when she turns 65?

Hi,

Posted: 
Wednesday, July 17, 2019 - 18:21

Will The Amount Of My Divorced Spousal Benefit Double If My Ex Dies Before Me?

Hi Larry..

I'll be claiming Social Security on my EX-spouse's work record (I stayed home with the kids) when I reach my FRA at age 67. My question pertains to SURVIVOR benefits:

I will receive only HALF of his monthly benefit amount at my FRA. As his EX-spouse, will this amount double ("100% of the deceased's FULL BENEFIT RATE ") in the event I survive him?

Thank you kindly.

Hi,

Posted: 
Monday, June 3, 2019 - 10:16
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.