Divorced Spousal Benefits

Can I Get Benefits At Age 62 On My Ex-Spouse's Record?

Hi. I have a question im trying to find an answe to maybe you can help and thank you in advance. I turn 62 in may ex spouse turns 60 also in may. I will be divorced 2 years end in dec 2017. Can i take early retirement at 62 based on spousal benefit and delay my full retirement til 66 and 2 months or should i just take early retirement on my own. I only work part time mininum wage. Im very confused about the divorce spouse benefit and help you can give would be much appreciated. Thank you. Kar

Hi Kar,

What Kind Of Benefits Can I Receive?

I was born in 1959, my ex-husband of 19 years was born in 1955 and I don't know when he plans to start collecting his Social Security. My present husband was born in 1964 but is now on permanent disability and receives SSDI. I have been a mostly "stay at home wife and mother" so my benefits will be minimal. My ex-husband has worked consistently for most of his life paying into his SS, my present husband had not paid into his SS as much. Lastly, aside from SS my ex dropped out of the Navy after 17 years which we were married through that entire time. He also remarried.

Am I Able To Get Divorced Spouse's Benefits?

I was married 3 times. 1st marriage for 4 years, 2nd marriage for 24 years, and 3rd marriage for 8.5 months. I am not married, 61 years old, thinking about getting Social Security at 62. Am I able to get divorced spouse benefits from 2nd husband, if that amount should be more than mine? Thank you very much! Am reading your book, and still a tad confused! Mary ps should I change my last name back to my 2nd husbands to make it easier for SS?


How Do I Restrict My Application To Divorced Spousal Benefits Only?

Divorced Spousal Benefit: I will reach FRA in July 2017 (born 1951). Ex-spouse is same age. Divorced for more than two years. Married for more than 10 years. Never remarried. I intend to filed for Divorced Spousal Benefits, and to not claim benefits on my record until age 70. I have seen your various comments about the notations to make in the Remarks section, but still have some uncertainty. Questions: 1) Does application make it crystal clear that I am "suspending" my benefits? 2) Our incomes were about the same, over the same working years. Does this affect my eligibility?

How Much Will I Receive As A Divorced Spouse?

Hi Larry,
I'm 56, and my x-spouse is 69 (soon to turn 70). We were married for 22 years and have been divorced since 2012.
I have read that I can receive his social security benefits , but am still confused about a couple of things, which are critical (recognize that my social security benefits will be much less than his, whether it is calculated from 50% or 100% of his amount due.
Here are the details, and the questions:

Can My Ex-Spouse Get Benefits On My Record?

My ex-husband is 67 and begin collecting Social Security at age 62. He has never remarried. I am 62 and have not begun to collect. My FRA benefit is significantly larger than his. Can he reapply for ex-spousal benefits to receive a higher amount? If so would in be 50% of my FRA benefit?
We were married for 24 years and have been divorced for 17.

Thank you


When Can I Apply For Divorced Spousal Benefits?

Hi Larry and thanks for reading my question.
I became divorced in 2008 after almost 29 years of marriage.
I became disabled in 2005 and get a very small pension which I have to pay from to receive my Humana health insurance.
My ex husband was ordered to pay me permanant alimony but in 2010 he moved to a nother state and I can not go after him because it is a civil matter and not child support.
This is my question I am 64 but my ex does not turn 62 until July 1st of 2018.

Is There Any Way I Can Increase My Benefit Rate?

larry I draw ssi on my husband I did not work enough we where married for 15 years
my ssi I s very low his is much higher can I draw some more or only when he passes
away ? i am single and it is hard to make ends meet
thank jou

Hi Coby,

If you're already drawing divorced spouse's benefits on your ex-husband's record, it sounds like you are probably getting as much as you can for now. As you mention, though, your benefit rate would go up in the event that your ex dies before you.