Divorced Spousal Benefits

Why Am I Not Eligible For Divorced Spousal Benefits?

I began collecting Social Security at age 62 and for nearly 4 years I've felt like I've been misled. I meet all of the requirements for receiving divorced spousal benefits as stated on the SSA website. I applied in person at a local office and was told that my own benefit is too high to receive my ex's. I am confused by this as the website states that my own benefit would be paid first then an amount from his for a total amount equal to his benefit. I don't know what he receives, but I do know that while we were married his income was about 3 times higher than mine.

Does My Ex Have To Wait Until I Retire To Receive Benefits On My Record?

My ex-husband is not a US citizen. I am 57 he is 63. We were married 28 years. Does he have to wait until I file for retirement to collect the spousal benefit he is due? Is he do one if he's not a citizen?

Hi,

Unless you receive Social Security disability benefits, your ex-husband could not be eligible for divorced spousal benefits on your record until you are at least age 62.

Will I Be Able To Receive Retroactive Benefits?

I was just approved to receive social security benefits on my ex-spouse's record. I filed to received benefits retroactive to the date he turned 66 (I'm also at full retirement age). Do you think I will be able to receive those benefits retroactively? Thanks!

Hi,

It's possible. You can potentially be paid divorced spousal benefits retroactively for up to 6 months prior to your month of filing if you were at least full retirement age all of that time.

Best, Jerry

Can I Draw Divorced Spousal Benefits And Continue Working In Schools?

I live in Illinois. I worked over 10 years at a local utility company. I was married for 22 years. What I would get from Social Security would be about $400/month less than collecting from my ex-husband. I went back to college & got a Masters of Social Work degree. I've been working temp jobs at schools (i.e. no benefits, no security.) I should be able to get social security from my ex beginning at age 67 years & 4 months, even if I don't retire. Problem is, can I collect this & still work in schools?

How Do I Know Who Is Telling The Truth?

I have a very complex question. I started drawing at 62 on my own wages because my ex was not 62 yet. They told me my max wages at that time was around $800.00 or so, and I could only draw about 75%, and said I would be better off to wait til I was 66 to draw off of my ex. The four years I kept in touch with the soc. sec., and was told I should be able to get 50% of his wages since he had almost $2000. a month accumulated, and was actually printed out a matrix on his average wages until he turned 66.

Can You Tell Me Why I Can't Get Divorced Spousal Benefits?

I am inquiring about spousal divorce benefits. I was married 23 years. I do not have 40 quarters of Social Security. My job provides a pension in liu of SS.
I read I qualify at age 62. I went to SS office last year and they said i did not qualify for benefits. They did not explain why.
Would my salary have to do with not qualifying? Which is above 70K? Or is it because I do not have 40 quarters.

Thanks so much for any information you can provide.
Sincerely,
Tula

Hi Tula,

Can I Receive Both Disability And Divorced Spousal Benefits?

I am 62. I have just been diagnosed with severe COPD and may qualify for disability. My question is, if I do receive disability can I also receive ex spouse retirement benefits at the same time?

Hi,

Possibly, but only if 50% of your ex's full retirement age rate (PIA) is higher than your own PIA (https://www.ssa.gov/planners/retire/applying6.html). But, your divorced spousal benefits would be reduced for age if you start drawing them prior to your full retirement age.