Hi....my question is: I was married to my 1st husband for 18 years then we divorced. I have not remarried but have lived with someone for 13 years in Oklahoma. I dont plan on getting married. So when my ex husband and i reach retirement age.....can i still collect off of his SS?
Yes, as long as you aren't currently married you can potentially collect divorced spousal benefits if you meet the other requirements (https://www.ssa.gov/OP_Home/handbook/handbook.03/handbook-0311.html). Merely living with someone wouldn't adversely affect your ability to draw benefits on the record of a prior spouse, provided that you haven't established a common-law marriage (https://www.ssa.gov/OP_Home/handbook/handbook.03/handbook-0307.html). Common-law marriages are recognized under Oklahoma law, but in order to establish a common-law marriage an actual and mutual agreement between the spouses to be husband and wife must exist.
You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to explore and compare your filing options so that you can determine the best strategy for claiming your benefits.