Ask Larry

Disabled Adult Child Benefits

How Would My Marriage Affect Our Finances?

Hi Larry, I'm a 58 year old male with cerebral palsy. I've never held a job andI'm drawing Social Security on my deceased father's account. I also receive a very minimal amount of S.S.I. as well as being on the Medicaid Waiver Program. I'm going to marry my caregiver of nearly 18 years. She's taken early retirement due to her own health issues. Can you tell me what to expect as far as our finances go?


Tuesday, October 3, 2017 - 06:44

How Will We Survive If SSA Takes Away My Benefits?

so I'm in my early 20s, disabled receiving SSDI based on retired parent's earnings record. Planning to get married someone who's not working, who's marrying me to help take care of me but will not have income for long time to come since it's someone from foreign country, not educated and no understanding of English. So if SSA takes away my only source of income then how are we both going to survive? Even if she might be able to work in the future, after long years of adjustment; point is what happens during our current years or even months for this matter??

Thursday, September 7, 2017 - 07:54

Is There A Federal Register Reference We Could Cite In Our Appeal?

My son has Rubenstein Taybi syndrome, which was diagnosed at birth. He is clearly disabled. We were able to get him job working for YouTube (actually the contractor for food service is Bon Appetite) as a helper in the cafeteria. He was their first disabled adult employee. He works 4 days a week, 4 hours a day. We have tried to keep his monthly income below $1130, and pain in a deformed ankle keeps him from working any longer than 16 hours a week.

Sunday, September 3, 2017 - 07:39

Can Our Grandchild Get Health Insurance?

My husband and I adopted our 3 grandchildren several years ago. I am on social security and so is my husband. He has continued to work because our youngest grandson has seizures and needs medication. He will soon be 18. My husband wants to quit his job but is unsure if our grandson will be able to get any health insurance that will pay for his medication.


Tuesday, August 29, 2017 - 15:36

Will I Be Able To Get Benefits From Both Of My Parents' Records?

I have been disabled since i was 21. I am now 46 and have been receiving benefits from my mothers disability for years. Recently i received a letter saying i needed to file on my deceased fathers social security.I filed and was told that i was qualified to receive benefits from him. Will i be able to continue to receive from both parents.


No, if you qualify for benefits on both of your parents' records, you can only be paid the higher of the 2 benefit rates.

Best, Jerry

Saturday, August 26, 2017 - 14:33

Will My Son's Benefit Rate Increase Now That My Wife Has Switched To Her Own Record?

My mentally ill disabled son, since age 19, receives the following from Social Security:
$226.37 SSI
$442.00 SSDI, own record
$510.00 SSDI, father's (my) record

My wife was also receiving a retirement benefit of $1264 from my record, but she has just switched to her own record.

1. Will my son now automatically receive a higher SSDI, the 50% of my FRA benefit ($1264)?
2. Will this amount be in addition to his own $442 SSDI?

Thank you.


Thursday, August 3, 2017 - 06:25

What Can I Expect To Receive As A Disabled Adult Child?

I am currently 36 and receiving SSI. I was disabled before the age of 22, and plan to collect on his earnings record when he starts to collect social security. My mother will also be collecting on his record as his spouse. I don't know the exact amount I would get based on the family maximum. Will my starting monthly payment amount be the only amount I will ever receive? Or, will I be able to collect more in time with a survivor's benefit (one or both parents deceased)? What is the maximum percentage that I can ultimately receive? Thank you


Wednesday, June 21, 2017 - 07:49
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