Doesn't It Make More Sense For Me To Start Drawing Effective With January Rather Than June?
I was planning to take ss when I turn 68 in June. It looks like the most recent delayed retirement credits is only applied annually. If I want to go with the 1/1/2021 year end valuation and not wait until June do I simply apply and request benefits to start as of Jan 2022? Seems like waiting does not make any sense.