I am 65 and plan to work past age 70, is it true that i can apply to receive my SS benefits but have them kept for me with 8% interest, collecing the money and interest at age 70? If so, will I then obtain my SS rate at the age I would qualify at 65 or at age 70? Thanks, Amy

My wife (born 1946) gets a reduced benefit so that at age 70 she supposedly will get an additional 8% a year. She turned 70 in May 2016. I have a simple question; will her benefit now increase automatically or does the SSA need to be notified that she is now 70 years old?

Thanks for the help! Always enjoyed your show on WHYY.

I was looking on how to calculate retirement benefits in years 67,68,69 before I turn 70 IF I filed and suspended and took a spousal benefit, then decided before 70 to take what the full retirement at that age I chose. Or is there a simple math equation as a multiplier on a per year basis ?

Hi,