Jerry - this is not a question, just some feedback:
I’ve been following your posts on DRCs for those filing between FRA and 70, so when I filed in Sept 2019 at 68 1/2 I was prepared for delays. FYI, SSA finally “caught up” in August 2021 - 23 months after filing. My full DRCs are now finally credited, with back-pay from Jan 2020 as you predicted.

My decision to claim at 68 (to enable spousal benefits) was well-informed by MMSS, and I was patient about the delays. You warned it could take up to 2 years - good call, it did! Otherwise I’d really be scratching my head.

Thanks for the software and for the online service you provide.

Steve

Hi Steve. Thank you for the update, and I'm glad everything went according to plan.

Best, Jerry