What's the age and full retirement payment
Hi. A person's full retirement age (FRA) for Social Security retirement benefits depends on their year of birth. You can find you FRA by checking the chart in the following Social Security website: https://www.ssa.gov/OP_Home/cfr20/404/404-0409.htm.
Social Security retirement benefit amounts vary depending on an average of a person's highest 35 years of Social Security covered wage-indexed earnings. So, your Social Security retirement . . . Read More
I have not yet applied for SS, but I am at full age to do it. I may wait. My ex-spouse (married over 10 years) gets ONLY a government pension that he's collecting, even though he has worked jobs that he paid into SS. In my divorce settlement I was awarded a certain percentage of that pension that I have been getting for years and will continue to get. My question is, can I check if his SS is better than mine so I can make a better decision when I apply? Does the pension I get (awarded) from him have anything to do with my eligibility for my SS? What is the meaning of Government . . . Read More
I have received a spousal death benefit in the form of a monthly pension from the UK for the last 20 or so years which augments my income and upon which I pay US taxes. I am a US citizen and I am now about to qualify for my own Social Security benefit which I have qualified for (10 years/40 quarters minimum) based on my own work record here in the USA since 1976. I am told that as a recipient of a foreign pension (even perhaps as a survivor benefit), I may be subject to a REDUCTION in my SS benefit under WEP or GPO. Is this accurate. Please help. Thank you.
I started collecting social security disability benefits in 2010 no 2012 I'm sorry and I called social security to find out why I cannot collect my full benefits I am now 68 years old and well over the age of retirement I want my full benefits
Hi. It sounds like you must already be drawing your full Social Security benefit rate. Social Security disability (SSDI) benefits are calculated at a rate of 100% of the disabled worker's primary insurance amount (PIA). A person's PIA is also equal to their Social Security retirement benefit rate if they start . . . Read More
Mr. Larry, I need to know why my SOCIAL SECURITY DISABILITY AFTER 10YEARS BEING STOPPED TEMPORARY. WHAT IS YOUR ADVISE SIR??
Hi. There are numerous different reasons for a person's benefits being suspended, and I have no way of knowing which of those reasons is involved in your case. Unless you receive an explanation in the mail from Social Security, you'll need to call them for an explanation (https://www.ssa.gov/agency/contact/phone.html). Social Security employees are the only people who have . . . Read More
I was told on a previous call with ssi that I would qualify for divorced spousal benefits because my spouse's benefits would be greater than mine. A telephone appointment to sign up was made. A very rude employee told me on that call that I did not qualify and never would because my benefit would not be less than 50% of my spouses. I have read the entire publication on divorced spousal benefits and nowhere did I read that you would only qualify if your benefit was less than half of your spouse’s, only that it needed to be less than the ex-spouses benefit. Which is true?
. . . Read More
I’m 60 years old. Retired law enforcement officer from the state of Nevada. I receive my retirement from our state PERS ( public employees retirement system).
I lack four quarters to receive SS. If I choose not to work to complete my four quarters how is Medicare paid for?
Thank you.
Hi. People who are insured for Social Security benefits based on their own earnings history or on the earnings record of a spouse or parent, and Medicare qualified government employees (MQGE), can get Part A of Medicare premium free. But, if you don't qualify for . . . Read More
My first ss check is April at age 62 , is there a limit on my earnings the 1st year of retirement ?
Receiving s s for 9 mths in 2023 at age 62 , how much can I earn ?
Hi. Yes, until you reach your full retirement age (FRA) of 67, there is a limit on how much you can earn and still collect Social Security retirement benefits. In order for you not to lose at least some of your benefits in 2023, you'll either need to a) earn no more than $21,240 for the calendar year of 2023, or b) earn no more than $1,770 in any month that you're claiming benefits . . . Read More
I did not receive my social security survivors benefits this month has the date changed I really need it
Hi. There was no system wide change in the benefit payment dates this month, and individual payment date changes are rare. There are many possible reasons for non-receipt of a benefit payment, so there's no way for me to know why your payment wasn't delivered. If you didn't receive your benefit payment this month, you'll need to contact Social Security (https://www.ssa.gov/agency/contact/phone. . . . Read More
I have two children receiving survivor benefits on behalf of their father's passing. When my oldest is no longer eligible for the benefit, will my younger child's amount increase or stay the same?
Hi. The only way that your younger child's benefit amount would increase when your older child is no longer eligible for benefits is if their current individual benefit rates are being reduced due to the family maximum benefit (FMB) amount. Unreduced child survivor benefits are calculated based on 75% of the deceased parent's primary insurance amount (PIA), and . . . Read More
Results will differ based on your specific case and filing strategy.