Widow(er) Benefits

Can I Collect A Widows Benefit If My Husband Died Before We Were Married For Nine Months

Hello Larry,

I filed for widow benefits this year at 60 years of age and was denied because I wasn’t married to my husband for at least nine months before he died. This is true. Is there any exception, recourse or loop hole to this decision?

My husband to be and I planned to marry in June, 2004, he was diagnosed with cancer, we moved the date up and married on June 11, 2003, he died February 5th, 2004. These are the basic facts.

Dear Anita,

When Will I Receive My Higher Widow's Benefits?

My husband who received a higher SS payment than me passed away the middle of June. I have filed the appropriate paperwork at my local SS office but am wondering when I can expect to receive his higher amount and also if they will be retroactive dating back to June. If there is anything else I should be doing, please let me know. I received my August payment today and see it is still only my lower amount. Thank you for your help.

Hi,

Can My Wife Continue To Receive Reduced Spousal Benefits If I Die?

I am 71, and started my retirement benefit at 70. My wife is 62 and just started receiving her spousal benefit. She does not qualify for benefits on her own record. If I pass away prior to my wife reaching her FRA, can she continue to collect her current spousal benefit until her FRA, and then switch to her 'maximized' survivor benefit?

Hi,

No, she can't. If you die before she reaches full retirement age, which is 66 in her case, her benefits will automatically convert to reduced widow's benefits effective with the month of your death.

Can I Draw Widow's Benefits Even Though I'm Remarried?

I am 63 and want to make the best decision about social security. My first husband died 18 years ago. I remarried 5 years ago (my husband is 59). Is it possible to claim my first husbands social security. He would be 69 now.

Hi,

No, you can't receive widow's benefits unless you are unmarried, or if remarried, the remarriage took place after you reached age 60.

What Happens To My Surviving Spouse If I Die?

I am turning 66 in Feb, 2017 and have a terminal disease. Currently I am in remission and doing great but the odds are not in my favor as my disease is a particularly aggressive one. What happens to my spouse ( who is 8 years younger than me) if I die before I reach the age of 70? Our retirement plan had always assumed that we would wait until I was 70 before we started to receive social security benefits.

Hi,

I'm sorry to hear about your illness. I hope it stays in remission.

How Are Widow(er)'s Benefits Calculated If A Person Dies Before Age 70?

If a husband waits to claim SS until he is 70, so that his wife will get a larger SS benefit (I guess the survivor benefit), but he dies before he gets to 70, how is his wife's benefit calculated?

Hi,

Unreduced widow(er)'s benefits are paid at a rate of 100% of the deceased's full retirement age benefit (PIA), plus any delayed retirement credits the deceased earns, or would have earned.

Can I Receive Widower's Benefits While I'm Working?

Hello Larry,
My wife of 25 years passed away 2/15/2016 at the age of 59. She had not worked for 7 years before she passed.
She had worked for 26 years straight at California Casualty Insurance and paid Social Security there.
I am currently 62 years old and do not plan to retire until I am at least 66.
Can I collect any benefits from her account now she has passed?
Please let me know.
Thank you.
Best regards,
Brad

Hi Brad,

How Much Does A Widow(er) Receive?

I an my husband receive SSI, he is 82 y/o and I am 79 y/o. When one of us dies, what part of the spouses SSI does the survivor get, I can't seem to get an answer anywhere.
Thank you in advance.

Hi,

First of all, I'm assuming that by SSI, you mean Social Security benefits and not Supplemental Security Income. Supplemental Security Income (https://www.ssa.gov/ssi/) is a needs based benefit with no survivor entitlement.