Ask Larry

Widow(er) Benefits

What Benefits Am I Entitled To?

Dear Larry,
My wife passed on February 14, 2021 and she was collecting Social Security Disability, I did receive her last Social Security deposit just last month June.
My question is what benefits am I entitled to?
She was 64 when she passed and I was 59 just turned 60 on 7/10.

Posted: 
Monday, July 19, 2021 - 09:25

Can I Collect Survivor Benefits At Age 60 And Continue To Work Full Time?

I turn 60 in two months, can I collect survivor benefits on my late wifes SS/benefit and continue to work my fulltime job up until I turn 66 ? I am guessing that there is a penalty (reduced amount) for filling at the early age of 60 and also for being a fulltime wage earner while collecting benefits. Is there a realistic approach to my situation? Thanks for your time

Posted: 
Monday, June 28, 2021 - 16:52

If You Die Before Claiming Retirement Benefits, How Would Your Surviving Spouse's Benefit Rate Be Calculated?

If you die before claiming retirements, how would the survivor retirement benefit be calcuated? Assuming the surviving spouse had no other benefits and claimed at the survivors full retirement age. Would it be based on the FRA ie full retirement age , of the spouse who pre deceased? Would it be based upon the maximum benefit at age 70?

Posted: 
Wednesday, June 2, 2021 - 16:50

Would My Survivor Benefit Be Increased By The COLA Amounts That Occur Between My Wife's Death And My First Payment?

My wife died last year. She was receiving SSDI. I'm 57 now.

At age 60 I can begin survivors benefits (at a reduced 71.5% rate). Would the amount of my first payment be increased by the COLA amounts for each of the four years between her death and then?

Thanks,
Scott

Hi Scott. I'm sorry for your loss. Yes, your future widower's rate would include credit for all Social Security cost of living increases that occur after your wife's death.

Best, Jerry

Posted: 
Saturday, May 29, 2021 - 18:30
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