Ask Larry

Widow(er) Benefits

Should I Apply For Widower Benefits Now Or At Age 62?

Hi Larry,
My wife passed away in November of last year and I received a letter from Social Security about widowers benefits. I just turned 60 in January and I still currently work full time (self-employed). I am curious if it is a good idea to start collecting those benefits now or wait until I am 62. Also, on the form SSA-10 it asks me to put in the appropriate monthly limit in which I will not earn more then x amount of dollars. How do I calculate this amount, is it based off the yearly earnings limit of $19,560? If so, I cannot earn more than $1,630 a month??

Thursday, March 17, 2022 - 18:19

Will My Survivor Payments Be Retroactive To When I Turn 60?

I had a hard time understanding the person I talked to on the phone regarding Survivors Benefits.
My wife died in 2017 and I turn 60 on April 10th. My phone appointment is 4/12 and first check I would receive is in June.

Wife wife was on disability for several years.

Are the Payments retroactive for survivors benefits retroactive to April 10th? In other words when I turn 60?

Wednesday, March 9, 2022 - 12:50

Will I Be Able To Collect Benefits From My Deceased Husband's SS?

I am 61 wanting to file in April after i turn 62. My husband worked for 30 years as a Fireman and also paid into SS on his off day jobs. He passed away in 2015. I retired From my job in 215 worked for the same company for 28 years and did not pay into SS because of my retirement Texas County Retirement District System.
Will I be able to collect Spousal Benefits?

Monday, November 15, 2021 - 15:30
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.