Widow(er) Benefits

Can My Wife Continue To Receive Reduced Spousal Benefits If I Die?

I am 71, and started my retirement benefit at 70. My wife is 62 and just started receiving her spousal benefit. She does not qualify for benefits on her own record. If I pass away prior to my wife reaching her FRA, can she continue to collect her current spousal benefit until her FRA, and then switch to her 'maximized' survivor benefit?

Hi,

No, she can't. If you die before she reaches full retirement age, which is 66 in her case, her benefits will automatically convert to reduced widow's benefits effective with the month of your death.

Can I Draw Widow's Benefits Even Though I'm Remarried?

I am 63 and want to make the best decision about social security. My first husband died 18 years ago. I remarried 5 years ago (my husband is 59). Is it possible to claim my first husbands social security. He would be 69 now.

Hi,

No, you can't receive widow's benefits unless you are unmarried, or if remarried, the remarriage took place after you reached age 60.

What Happens To My Surviving Spouse If I Die?

I am turning 66 in Feb, 2017 and have a terminal disease. Currently I am in remission and doing great but the odds are not in my favor as my disease is a particularly aggressive one. What happens to my spouse ( who is 8 years younger than me) if I die before I reach the age of 70? Our retirement plan had always assumed that we would wait until I was 70 before we started to receive social security benefits.

Hi,

I'm sorry to hear about your illness. I hope it stays in remission.

How Are Widow(er)'s Benefits Calculated If A Person Dies Before Age 70?

If a husband waits to claim SS until he is 70, so that his wife will get a larger SS benefit (I guess the survivor benefit), but he dies before he gets to 70, how is his wife's benefit calculated?

Hi,

Unreduced widow(er)'s benefits are paid at a rate of 100% of the deceased's full retirement age benefit (PIA), plus any delayed retirement credits the deceased earns, or would have earned.

Can I Receive Widower's Benefits While I'm Working?

Hello Larry,
My wife of 25 years passed away 2/15/2016 at the age of 59. She had not worked for 7 years before she passed.
She had worked for 26 years straight at California Casualty Insurance and paid Social Security there.
I am currently 62 years old and do not plan to retire until I am at least 66.
Can I collect any benefits from her account now she has passed?
Please let me know.
Thank you.
Best regards,
Brad

Hi Brad,

How Much Does A Widow(er) Receive?

I an my husband receive SSI, he is 82 y/o and I am 79 y/o. When one of us dies, what part of the spouses SSI does the survivor get, I can't seem to get an answer anywhere.
Thank you in advance.

Hi,

First of all, I'm assuming that by SSI, you mean Social Security benefits and not Supplemental Security Income. Supplemental Security Income (https://www.ssa.gov/ssi/) is a needs based benefit with no survivor entitlement.

When Should I File For Widow's Benefits?

My husband died in 2002 leaving one child under 19 years of age. He received SS benefits until he completed high school. I did not receive widows benefits. I retired last August at 62 and moved from CA to MI. I began receiving my own SS in Sept. My understanding is that when I am 66 I can take my full survivor's benefits and that waiting until 70 or ? would not increase my benefits. Is this correct?

Hi,

Will My Widow's Benefits Be Taxed Or Reduced Due To My Earnings?

I am 57, working full time. I will collect widow benefits at 60. Will this benefit be taxable or reduced because I will still be working full time?

Hi,

If you apply for benefits prior to full retirement age, Social Security will withhold $1 of benefits for each $2 that you earn in excess of an exempt amount, which in 2016 is set at $15720. The exempt amount is higher in the year you reach full retirement age, and the withholding rate drops to $1 for each $3 of excess earnings.

I'm Disabled. Why Can't I Collect A Full Widows Benefit In Addition To My Disability Benefit

I have read your book , Get what's yours, and it seems to conflict with the answer I get from Social security. I further took a class in social security and they said my case was complicated and they didn't know much about disability issues. The teacher then asked some colleagues who gave him " I think this is right" kind of answers, so I decided I needed to contact you.

I was married on June 21, 1986. I was married 16 years. Divorced on March 8, 2002 I have not re-married.