Ask Larry

Widow(er) Benefits

Is What I Was Told True?

I wanted to start collecting widow's benefits last year when I turned 60.
I was told over the phone by local Soc. Sec. office that if I did that, I would
be collecting a monthly amount (79% of amount at actual retirement age benefit)
and it would stay that amount even when I reached actual retirement age.
Is this true?

Hi,

Posted: 
Tuesday, October 24, 2017 - 05:03

Can My Spouse Be Entitled To Any Part Of My Social Security Even If I Didn't File For Benefits?

I will be 62 in November and eligible to begin drawing social security. I may wait and take my social security benefit to get the maximum amount. And that goes to my question which is --- if I wait to take my social security and I die before I take it, is my spouse entitled to any or part of my social security even though I have not applied to receive it?
Thank you.

Hi,

Posted: 
Wednesday, October 4, 2017 - 06:20

Can My Friend Still Collect Benefits On His Deceased Wife's Record?

A friend 's wife died four years ago at age 65, my friend did not know he could take the greater of either his or his wife's SS benefit.Four years have past. Can he contact S.S. and collect his wie's SS?

Hi,

Your friend can certainly file for widower's benefits, but he can likely receive no more than 6 months of back pay even if he would have qualified for the benefits before then. Social Security has a 6 month retroactivity limit for unreduced widower's benefits, and no retroactivity is allowed for reduced benefits.

Best, Jerry

Posted: 
Tuesday, September 5, 2017 - 06:18

Am I Eligible To Receive Benefits From My Deceased Wife's Record?

Am I authorize to receive Benefits from Social Security from my deceased wife even if we dont have kids .I am now married.

Hi,

You must be unmarried to be eligible for widow(er)'s benefits, unless you remarried after age 60, or after age 50 and you are eligible for disabled widow(er)'s benefits. You must also be at least 60 years old, or at least 50 and disabled. For more information, refer to Social Security's website: https://www.ssa.gov/planners/survivors/ifyou2.html.

Posted: 
Thursday, June 1, 2017 - 06:59

Am I Eligible For Any Benefits From My First Wife's Record?

Hi Larry,
I am a widower from my first marriage after 22 years of marriage. My wife passed away of cancer. She was 40 and I was 41. I re-married at 48, now I am 58. Am I eligible for any benefits from my first wife?
Thank you.

Hi,

You can't qualify for benefits on your first wife's record as long as your remarriage continues (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0401.html).

Best, Jerry

Posted: 
Monday, May 15, 2017 - 06:59

Will I Be Eligible For Any Benefits On My Deceased Wife's Record?

My wife just passed away. She was receiving permanent disability for near 17yrs at the time of her death. She was 59 and I am 55 working full time. I gross near six figures in income per year. Am I or will I be eligible for any of her benefits as long as I am working? Will I be eligible for any of her benefits after I retire, rather it be full age or early?

Hi,

I'm sorry for your loss.

Posted: 
Monday, April 17, 2017 - 06:59
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