retired in 2005. have worked pt since and paid in ss. should I review my benefits

Hi,

I assume you mean that you're drawing Social Security benefits and have worked since you started drawing. If that's the case then your earnings subsequent to filing could cause a benefit rate increase, but only if your earnings in one or more of those years was higher than one of your highest 35 of wage-indexed earnings years used to compute your original benefit rate.

Dear Larry: I am 68 and want to find out what my PIA is to help my planning. I called SS twice and got 2 very different answers. I have a SS statement dated 15 months before I turned 66 and that doesn’t match either of the two amounts the SS reps said. And I can’t find the amount on my account at mysocialsecurity.gov. What do you suggest? Thank you for all you do to help real life folks like me be smarter about all this.

Hi,

I WILL TURN 66 (MY FRA) NOV 2019. I PLAN ON RETIRING FROM MY JOB NOV 2018 BUT WILL POSTPONE TAKING SS UNTIL AGE 66. MY ANNUAL INCOME FOR 2019 WILL BE ONLY 50% OF MY CURRENT ANNUAL SALARY. WILL THAT REDUCTION IN ONE YEAR OF INCOME AFFECT OR REDUCE THE MONTHLY SS BENEFIT IF I DONT CONTINUE TO EARN WHAT I CURRENTLY DO?

Hi,

I am 67 years old and have held back on taking my social security as I have not filed my taxes for the last five years in which I was making some good money, Iam wondering if I should wait until I get the taxes current or can I claim it now and will social security adjust my allowed amount

Hi,

My husband started collecting his benefit at full retirement age and was still worki g and still is. When he retires in a couple years, the three or four years he worked and paid taxes, will it increase his benefit amount or will it stay the same. If it does I crease is it automatic or does he have to contact them and how?

Hi,

Application was done 4/14/18 my birthday is 7/12/56.my confirmation letter says first payment is 9/19/18, why the two month wait?

Hi,

I am 68 (birthday in November) and plan to delay taking my social security benefit until age 70. I will continue working at least through the end of 2018. I know my projected monthly benefit as of age 70, based on salary through 2017, per a call with Social Security this morning. I’m interested in a reprojection of my monthly benefit at age 70, based on including projected 2018 salary. Should I use your Maximize My Social Security software to enter my projected 2018 salary, in order to do this projection? Or can Social Security do this projection for me?

Larry, I am collecting my late husband SS benefits. I delayed my SS pays. Now I will turn 70yrs old on August. I want to collect my SS benefits.
Can I know how much I will get.

Hi,

Yes, you could use our maximization software to calculate your retirement benefit rate, or you may be able to get that information directly from Social Security. Assuming that your own retirement benefit rate is higher than your survivor benefit rate, you'll almost certainly want to file for your own benefits effective with the month you turn age 70.

I filled for benefits at 62, retirement. Why is this so complicated? I've read your reasons. Isn't there anyone who is fighting for the people. Government workers don't pay into social security. That's the reason they don't care. Something's got to change. Why is it that I'm penalized to receive benefits at 62 instead of say 70. I'm sure you're aware of the dollar amount that the average person receives monthly. It's nothing compared to the cost of living. Why do other countries take care of their people and we don't. If I could I would help change the system.

Hi,
My husband has been challenged with serious health problems and had begun withdrawing SS benefits at age 62, 4 years ago. He's 6.5 years older than me and I'd like to retire now, at age 60. If I don't contribute to SS over the next 2 years. I used the SS benefits calculator and it shows a benefit that shows " if I work until age 62, 66.7 & 70 years of age " amounts to be paid. My question is: will my benefit be reduced from the figure that the SS calculator if I don't contribute for the next 2 years? Thanks

Hi,