Retirement Benefits

Can I Get A Record Of My Deceased Mother's Payment History?

Can I get a social security letter of my mom decease statement after 10 year of her death. With the amount of benefits and if she got any retroactive benefits on the time she was receiving the social security benefits. Thanks


You can ask Social Security, but I doubt if they'll do that for you. That type of information is not readily available and it would take a significant amount of time to reconstruct a person's full payment history.

Best, Jerry

When Should I Take My Retirement Benefit Give My Wife Is Four Years Younger?

Hi Larry,
I have 2 brief issues concerning ss. I will turn 66 early June, 2017. I still work part-time. Just looking for an opinion of taking sometime from Jan-March or waiting it out until beginning of June.
Also , my wife turns 62 shortly 9/26/16. Your thoughts on waiting until 1/2017. She does not work (has all credits).
Thanks, Brian

Will My Wife's Retirement Benefit Be Lower If She Stops Working?

Hi Larry,

My wife retired in 2015. She is 63 years old and her birthday is Feb 23,1953. SSN web site says that if she waits until 66 years old her monthly payment would be about $1,320.00. My question is if she waits until 66 to collect (and doesn't work anymore) would her estimated amount of $1,320.00 decrease because of her not working for the last few years before turning 66. Thank you. So you know I'm 64 and intend to collect when I turn 70.

Thank you, Chuck

Dear Chuck,

Will Working In Non-Covered Employment Reduce My Social Security Benefit?

Paid SS for 40 years. Working now for a school system that does not hold SS BUT REQUIRES 8% pay into teachers retirement that I will never be eligible to receive benefit. Does this reduce my SS retirement benefit when I retire? Do you pay SS voluntarily to not have zero average. Thanks for response


As long as you don't receive a pension, or lump sum in lieu of a pension, based on your non-covered work, it won't cause any reduction in your Social Security benefit amount.

Will My Earnings After Filing Be Used To Calculate My Benefits?

I filed and suspended early this year. I am not getting any benefits and pay medicare directly.
I continue to work.
Under my status of file and suspend as I continue to work do my earnings continue to count?

I ask because when I go to and try to see my ss report it says I don't have a report since I am already getting benefits.

I understand that I will be rewarded for waiting till 70 to start my social security benefits and also my wife will be able to benefit when she turns 66.

Should My Wife's Benefits Increase Since Mine Did?

In May of 2015 I turned 66 (my wife was 69 at the time), I did a file and suspend and my wife filed for a spousal benefit. My PIA at that time was $2,438.00. In July of 2016 I received notification from the SSA that my monthly benefit has been changed to $2,568.00 starting Jan 2016. The letter said, “We made this change because you continue to earn credit for working”. They go on to explain that when you apply for benefits, they figured the benefit amount based on your earnings at that time. The truth is I have not worked since I did the file and suspend.

How Can I Get Access To My Work Record?

I am a retired Veteran, widowed at 52. I applied for widow's SS benefits at age 60 (and quit working) and will switch to my own benefit at age 70. Prior to receiving widow's benefits I could monitor my own work record/projected benefits online. I have since been shut out from my own record and can only access info on my current benefit. This makes it near impossible to make long-term plans with any accuracy. How do I get access to my own work record /projected benefits again?