If I quit working at 62+ years and file for survivors, then file for my own ss at 65, will my benefit go up during the years I am not working and receiving survivors benefit?

Hi,

I will be 66 (my full retirement age) in September, 2018. Upon reaching age 66 I will have only 23 years of employment that will get used to determine my social security benefit and the rest of the years are zeros. If I continue to work until age 70, will those last 4 years replace 4 zeros? Will I then have 27 years of employment that will get used to determine my social security benefit? Or do only the years of employment before full retirement age replace zeros? Thank you very much.

Hi,

I will be 64 in November. I have been out of work since April 2018. I recently filed for Social Security benefits. I'm still applying for jobs. Any advice to increase my benefits or savings should find a job? Fyi I am single, but was married 17 years. Birth date is Nov 1954. Don't think I can claim under ex-. My benefit at 64 is higher than his full benefit, which he has been getting.

Hi,

I begin collecting my benefits at 62 no wife no kids I am 65 now am I ok ? Can I ever get more benefits ? thanks

Hi,

HI, my birthdate- 9-1-56 $750 benefit now , FRA is $1,000 My health is perfect, no house payment and no bills. Should I take the money now rather than wait till 66/4months ?

Hi,

Dear Larry,

I was arrested on April 2003 for 15 years, Released on April 23, 2018. I have applied at social security on July 2018. I am 74 years old, will I be able to max out with a good amount of money? As of right now I am having a problem getting my social security.

Hi,

I have been working since I was 18 and plan to stop working at age 62.5. If I stop working and delay receipt of my social security benefit until my full retirement age 66+4 months, will the benefit be decreased as a result of not working until 66+4?

Hi,

Hi Larry,

I will be 62 next month. I am single, never married, no children, no
disability, don't need the money, I have over $500k saved up and I spend
about $20,000 per year total. I use the ACA Marketplace health insurance,
with income very low from interest income and a small pension from a company.
My house is paid for.
My worry is the govt. will reduce SSI payments - I have read by 21% sometime
in the next few years.
I want to maximize my SSI payments even though I'll probably never need the