Hi Larry:

I worked for 28 years under Social Security. I was fired at age 52, and have not worked in over 10 years. If I go back to work now, after have no Social Security credits for over 10 years and take a job at less than half my former pay, I was told my Social Security retirement benefits would be permanently reduced and it is better to have no credits on your record than take a job at half your former pay. Is this correct?

Hello,

I'm 60 and single. Have about 19 years employment (was disable for many years with a smattering of employment (about from 1975 to 1980). I'm at about $72000 p/year now.

I went to my SSA online and used calculator which said I'd get $1,122.00 at 62, ($1,083 if I stopped work now and claim at 62), $1,784 at 66 and 8 mths (full retirement.

Hello, Larry.
I am wondering if a worker's social security benefits increase beyond age 70. Do earnings after age 70 figure into the benefits calculations? I was a stay-at-home mom for a number of years during which time I had zero income of my own and am curious as to if it is too late to increase my SS benefit. I will turn 66 this year.

Hi,

I am working presently. Had suspended ss retirement benefits 3 years ago when I returned to work.
I will be 70 this June.
Is there a best time of year to retire and reinstate ss benefits ?
thanks

Hi,

I am 62 and plan to work until my full retirement age of 66 and 4 months. Will SS calculated my earnings thru 66 and 4 months to gather the highest salary that i have earned? I heard that once you turn 62 no matter how much you make after 62 it is not included on the calculations for your monthly SS earnings. I hope this is wrong since my earnings will probably be the highest between now and 66 and that is one of the reasons i hope to stay working until 66.
Thank you in advance for your reply.

Hi,

I am using your very useful software, but I have a general question - I'm filing for the first time (age 70 in early January) and one of the most confusing questions on the SS online form is: "What date should benefits start?" I presume 01/2019 not the following month. I read on AARP that eligibility starts the month AFTER your birthday. Confused. Can you clarify? Many thanks.

Hi,

Hi Larry,

I turn 69 in Jan 2019 and am applying for SS. When should I have my benefit start so I get my age 69 benefit amount.

Thanks

Roger

Hi Roger,

I was born 3/30/49. I decided to wait until age 70 (3/30/2019) to collect SS benefits. ssa.gov says my benefit at 70 will be $3423. I'm assuming that with the 2.8% increase, it will be $3518, which should show up on the ssa site on 12/1/18.

I will be retiring May 2019 after working 31 years for the State if Oklahoma and will be 56 years old. If I choose not to work after retirement, how will this affect my social security?

Can you advise me on some strategies (including going to another job) that I may want to consider?

Hi,