Ask Larry

Am I Subject To The WEP Or GPO?

I am divorced and have part of a federal pension. I have my own earned social security benefit. Am I subject to the wep or gpo?

Hi. Your federal pension could only cause the Windfall Elimination Provision (WEP) or Government Pension Offset (GPO) provision to affect your Social Security benefits if the federal pension is based on your own work and earnings that were exempt from Social Security taxes.

Our software is fully programmed to handle benefit computations involving WEP and/or GPO, so it sounds like you should strongly consider using our software ( to fully compare and analyze all of your options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry

May 18 2023 - 12:30pm
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.