We were thinking about selling my husbands insurance policy to pay of our mortgage. My question is can his benefits be stopped. He is 66 and I am 57.

Hi,

Hi: I'm 70 as of Jan 22 this year and still working. I just finished reading your book, Get What's Yours. Wish I read it 5 years ago! I would have known about "suspending" benefits. I am single, no 10+ years marriages, no dependents, but a huge student loan debt! Plan to work another 5 years. Would your software benefit me and are there any points I should be aware of before I apply for SS?

Hi,

My husband and i are both retired and my question to you is that if you as a married couple are on Social Security and are two months late filing with he IRS ,how does that affect us and how much if any will we get back .Thank You

Hi,

I'm sorry, but Social Security is my only area of expertise so I'm unable to answer questions about IRS issues.

Best, Jerry

Hi, I am sorry for not clarifying my last question. I am in the Federal Retirement system(USPS) and am entitled to a special retirement supplement after I am eligible for retirement until age 62.I am also entitled to my deceased wife's social security at age 60 which I plan on taking until I am 62 and then my regular social security would replace the survivor social security. My question is can I collect both the special retirement supplement and my wife's social security or would either one be reduced? They both would end at age 62 Thank you

Hi,

Hi, my wife passed while working for the postal service approximately 6 years ago and I have been collecting a survivor annuity since which is about $600 per month. I also work for the postal service and am currently 59 with 29 1/2 years of service. I plan on retiring when I have 30 years which will leave me at 59 1/2. My question is am I entitled to the SRS along with my pension an still collect my survivor social security at age 60 until I reach 62 which is when my social security will take over because it is a greater amount?

I retired on SSDI in 2001 I am currently 63, my husband retired on SSDI 3 years ago. we have very little to pay our bills with yet SSDI says we don't qualify for extra help our income is too much. the doughnut "hole" is now $9000 dollars a year to us. is there anything we can do at this point. we are fighting to hang on to our home but it becomes rougher every year.

I taught school in Wyoming for 32 years and paid into Social Security all that time..I now have a pension from my school district and will turn 66 in Jan. can I draw my Social Security that I paid into for 30 some years...my fear is having a pension will eliminate me drawing asocial security.

Hi,

Pensions based on work that was subject to Social Security taxes have no adverse effect on Social Security benefits. Therefore, it sounds like the pension you receive won't have any effect on your Social Security benefits.

My husband was on 100% disability benefits beginning age 60 which automatically changed to Social Security benefits when he turned 65. Because we became permanent guardians of my grandchild I took my social security benefit at age 64. I have continued to work part-time. Both my husband and I are now 66 years old. Is there anything we can do now to increase our benefits or increase benefits in case one of us dies before our grandchild is 18. She is 6 now and we depend on both our benefits to raise her.

How can I prove that I did live in the USA with my husband in the 1970"s for over 5 years, am now applying for widow's benefit, am 73 years old and never worked while living in the USA as I stayed at home to care for my little son, and the Social Security Dept is telling me I need to show proof! My husband was receiving his benefits before he died here in Trinidad.

Hi,

I am 66 and just began collecting SS in April $2,272 . My spouse, 64, has been collecting since 62 $602 on her account. We have a disabled 23 year old child in care who is on SSI since 18. My wife was told by soc sec worker that her benefit after increase for spousal benefit, is reduced by the early filing discount.