I bought your book in 2015, so I'm wondering if there's any reason to read it now since the SS rules changed in 2016? Or is most of it still reliable, and there's a way to replace or append the new information?

Hi,

I'm 42 and I have been married for 23 years. I only have about 30 credits for SS. I was feeling pressured to finish earning my 40 credits. But after reading some of your articles I'm not sure. I wanted to know would it be best for me to finish earning my credits, only making $10 a hour. Or would it not benefit me. My husband is a engineer so he makes a good living. So i don't need to work but I will if it will help us long term.
Thanks,
Shannon

Hi Shannon,

DO i HAVE TO INFORM SOCIAL SECUIRTY IF I GET A SETTLEMENT FROM A LAW SUIT

Hi,

Probably not, unless you receive Supplemental Security Income (SSI) payments. About the only way that Social Security benefits could be affected by a lawsuit settlement would be if the award had something to do with back wages or self-employment earnings.

Best, Jerry

My dad applied for benefits at 62 and was denied because they said he wasn't a citizen after working for years pay ss and serving in Vietnam he had to hire an immigration attorney and prove his citizenship to then get approval at age 69 for his benefits and then died a month or so later. The attorney said my mom should be able to collect on his back pay but just got a denial letter. Is she able to appeal the letter and is she eligible to collect his back pay in which they should have been receiving for years?

Hi,

will a pro-rated amount of social security be paid for a person collecting when they die for the portion of the month they were living?

Hi,

No. Social Security benefits are not payable for the month in which a person dies.

Best, Jerry

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I have been divorced from my ex wife for over 35 years. I have now applied for SS benefits. On my app I did not list the ex wife. I didn't think there was any reason due to the length of time and the fact she has her own retirement, and I didn't have any documents . She is also now retired and has been receiving her SS benefits for over a year. I have no idea what her monthly benefit is. I now realize that she maybe entitled to benefits under my SS if it is higher then hers. She may not file, who knows. How should I handle this matter?

Hi,

I see you revise book was written in early 2016. Are there new laws since the writing of your book?

Hi,

Mr. Larry!!!! I have your book about maximizing your Social Security. The only thing I comprehend is that I should wait!!!!!!!!! My birth date is 01-31-1956. Getting to my question: I happened upon a fella on the computer. He claims you can get more money by putting one specific word on your S.S. application. I feel like I can hear scraping chalk on the board!!! My imagination is running wild, Larry! Please have someone call me and tell me...... IS THAT WORD "SCAM" ????? Loretta

Hi Loretta,

I am an Indian citizen who worked in the U.S. and contributed to the social security system for over 15 years prior to returning to India. My wife is a U.S. citizen but works in India. I am now 63 years old with no source of income in India. Can my wife draw my social security as a spousal benefit. She is 55 years old. I had a green card but returned it in 2002 since it was difficult for me to fulfil the requirements to keep it. I beleive that as a non U.S. citizen, I cannot claim my social security.

Hi,