I receive SS now at 84, applied at normal age. My wife, 72 born 4/17/49 applied and receives SS at early age. Can my wife apply and receive spousal benefit at 50% of my current rate of SS payment?
Thank you

Hi,

Hi Larry,
Is Social Security just forgetting the January 2, 1954 rule for spousal benefits??!

Last worked full time in 2011. Received un-employment 5-2011 to 5-2013. (While job searching, fell ill, with no diagnosis until)... Diagnosed with Early onset Parkinson's in 2013 at age 47. Attempted part time work from 6-2013 to 6-2015. Here's where I made my grave mistake!! I came to a crossroad where I made a decision to take in my dying father and did not file for disability in the time frame allowed I'm guessing. Always assumed if you paid into it for all my working years, that it would be there when I needed it.

I read on one of the links that if your spouse had passed and when applying to benefits that you could be entitled for part of your spouse benefits included with your benefits. When I asked the question to the analyst that assisted me I was told that I had to chose which one that I wanted to receive. Thank you

Hi,

I am 62 years old I gotten SSD1 Since2017 I get 849 dollars I worked all my life I stop working when I got diagnosed with scoliosis it made it hardy for me to work along with my chronic arthritis. I worked for over 20 years as a Certified Nursing Assistant can I apply for my SS and get more than what I am getting a month.could you please let me know. Thank You
Judith

Hi Judith,

Dear Larry, thank you so much for taking the time to share your expertise and advise.
I have been married for 15 years - my husband is of full retirement age (BIRTH DATE 7/9/54) and has started to draw his social security benefits a few months ago. My birth date is 9/17/1955 and I want to work until I am 70 years of age to increase my benefit.

Hello,

Suppose Alice decides to take her Social Security retirement benefit in October. Then suppose that she and her husband Bill discover the following January that their adult child Chris, disabled since birth, can receive Disabled Adult Child benefits off her work record, and that Bill can also receive Child-in-Care benefits off her work record as well. Can Bill and Chris apply for their payments retroactive to Alice's start date in November or can their benefits only start after they apply in the following January?

Hi,

I’m 68 and will be 69 on April 2, 2021. If I understand correctly how retroactive payment works, should I wait until October 2, 2021 (6 months after I reach 69 years old) to file for my SS benefit, receive retroactive benefits AND receive the 8 percent additional amount for year 2021?

Hi,

Hello Larry et. al. I had purchased your book about four years ago and thanks for the valuable information that you and your colleagues shared, I was able to do a "restrictive" Social Security on my ex wife. I will be turning 70 in mid January. I had also worked for the New York City Transit Dept. in the Railroad sector. Question: (A) Do I start applying for FRB now to be effective mid January? (B) Will I then forfeit my ex's restrictive SSB once I do get my FRB at 70? and lastly, (c). Am I entitled to any railroad retirement benefits from SS.

Hi Larry,