Im 71 and my wife is about to turn 62. I startef taking my ss at 66. Even though Im still working. Should my wife start taking hets at 62?

Hi,

My husband took social security at 62. I took ½ my husband’s social security at 66 (my FRA) and postponed taking mine until 70 (we’re both 1953 kids). My husband just passed away. I assume I’m entitled to 100% of what he was getting and the payment for me will be cancelled and I’ll still postpone mine until 70. Since we’re both receiving benefits, social security won’t give me estimates over the phone. Can you tell me if this sounds right. I know the SSA will take months and I’m just trying to plan. Thank you so much for your input.

Hi,

Hello Larry,
My wife and I are both age 62.5. Our FRA is 66.5.
I plan to start collecting Social Security at age 65 (with some reduced benefits from FRA). If my wife also starts collecting Social Security at age 65, can she then change to claim my higher Spousal benefits at her FRA (66.5)? Would the formula be based on my earlier locked in reduced benefits or at the rate I would have received if I had waited till FRA myself? Thank you for your answer. I am just in a planning stage now, but I think your program would be a good value for me to purchase shortly.

Good Day,

Can my wife who is receiving spousal SS retirement benefits on my record continue spousal benefits for the rest of her life or will she be forced to get benefits on her own record when she turns 70? She did file the application as restricted to spousal benefits only. Thank you.

Hi,

Hi Larry I am 58 and my husband died a few months ago. I want to retire at 62. Should I get my husbands ss. And wait to apply for mine? Also I have an ex husband that I can claim ss on. How should I work this put to my benefit? One last question, my job is kinda iffy due to 19, if I am fired can I start getting my widowers benefits?

Hi,

I'm sorry for your loss.

I am on social security disability and wanted to know can I apply for early retirement benefits?

Hi,

Hi Larry, My sister's husband died in November 2015 at 65 years. He hadn't filed for Soc. Sec. Five years later my sister is 62 years old.

1) If she files for her own Soc. Sec. now, at an age reduced amount, would that early filing affect her available amount from her husband's surviving spouse Soc. Sec. at her Full Retirement Age of 67yr. 2m?

I took my benefit at age 62. My wife took a restricted benefit on my account when she reached 66. She will switch to her benefits with the delayed credits in December 2020, when she turns 70. Can I switch to a spousal benefit at that time?
Thanks.

Hi,

I am 68 and my girlfriend is 66. I don't intend to file for social security benefits until I am 70. We intend to marry at that time. Her benefit now would be around $1,586 and my benefit at 70 will be close to $3,400. The question is, can she file for her benefit now and then when we marry, would she be able to switch and get 50% of my benefit?

Hi,

I made a big mistake and filed for ex spousal benefits one month before my FRA. I have been collecting for 1 year and 1 month. I want to file to collect under my own earnings. When I called SSA they quoted me my own earnings amount??? I asked about the deeming issue but they were clueless. Please say there is a way to fix this or I will be out $2,000 a month. Thanks Linda

Hi Linda,