File and Suspend. I am 63, my wife will be 65 in Jan, 2017. She is not a US citizen. She has a green card since 1974 when we got married. She has not worked enough to receive any SS benefit on her own. She was going to sign up for Medicare but we were told that she does not qualify for Medicare on her own. When I turn 65 and sign up for Medicare then she will qualify under mine.
File and Suspend
In 2015, I filed and suspended. I was 68. My wife filed for spousal benefits in June, 2015. She was 66. I received a letter from the Social Security Administration stating that they will automatically reinstate my benefit at age 70 (Nov, 2016), adding the special credits to my benefit account. My question is: Will Social Security actually start my full benefits in Nov, 2016 automatically, without any retroactive payments? If not, what do i need to do? I do not want the retroactive payments.
I will be 68 in 10 days.. will File and suspend help me at age 70. I was on ssd at age 55 at age 67 than it was change to retirement.
After reading your book, GET WHAT'S YOURS, I filed for SS and suspended. My wife filed on my SS and began receiving half my benefits.
She turned 70 last December and began receiving her own full benefits. However, the File and Suspend payments continued to arrive. I turned 70 the end of March and began to receive full SS payments. Upon opening my bank statement today, I found that the File and Suspend payments continue to be automatically deposited despite the fact that we are now both receiving full SS payments.
Dear Professor Kotlikoff,
I hope you can answer what I think is a simple question.
I am 68 and not receiving Social Security. My wife is 70 and in receiving it. Would it be worth it for me to file andsuspend?
Thank you for any information you can give me.
Hi, my husband is currently 75 years old and started collecting social security at age 62. I am about to turn 66 in July and want to know if I can suspend my social security benefits and collect half of my husband's? Thanks, Denise
My wife began collecting a spousal benefit when we turned 66 (based on my earnings-I filed and suspended). Can we, before age 70, have her begin to collect "her" Social Security and have me get a spousal benefit based her Social Security and then file for my own benefit when I turn 70?
I am 67 years old and I retired on June 17. I would like to start receiving SS benefits next January ( after I turn 68 in November this year).
My wife turned 64 in April and would like to start her spousal benefits when she turns 66, to maximize her benefit.
Should we both file for and suspend benefits now, with mine to begin January 2017 and my wife's spousal benefits to begin in May 2018?
I was born in November 1944 and my wife in March 1952. I took my social security in November 2010 when I reached full retirement age. I am self employed and my wife is still working and plans to continue
working for the next 3-4 years. She will reach full retirement age around March 2018. Can she file and suspend at that time, and collect half my social security. Right now, I get about $2000/ month on my social security. When should she contact Social Security.
I was born June 8, 1947. I applied for Social Security benefits and deferred before April 29. My husband's birthday is September 20, 1950. Both of us are still working. Can he claim spousal benefits even though both of us are still working? Thanks, Karen