my husband (will be 62 and stop working this year) FRA is 1540 and mine (57) is 2610. Our son is 15. 3 years to start college. Would like to know
1. if my husband start collect ss this year, my son will get his at 1540/2=770. However our gross income around 150K, AGI is much less. what's tax impact?
2. I plan to wait until 70 to collect ss, at that time how much my husband will get? his reduced ss + excess spouse benefit?