My husband passed away 4/2017 at 73 he was collecting SS $1684 with Medicare taken out I'm 62 just started to collect my ck $884 SS sent me form SSA-4111 to fill out I'm hesitant. It's for permanent reduced benefit of $1251. Thats half of what we got together. Do I hv to accept this they said if I don't sent form back I will get nothing. Can I wait till I'm 65 to get survivors full benefits or do I have to sign and accept this now. Please let me know as I have appt 5/16 with SS. Thank You, Eileen
I'm sorry for your loss.