Widow's Benefits

Am I Able To Collect Benefits Based On My Deceased Husband's Record?

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I am a 62 year old widow. I have been receiving a death benefit from the State of Florida Retirement System since my husbands death in February of 2000. I was 45 years old when I began receiving this benefit and he was 46 when he passed. I am now having difficulty finding adequate work and have been looking at Social Security benefits. I basically have two questions - (1) Will I be able to collect Social Security benefits now also through my husbands business? He would have been 63 years old. (2) Will yes, will it reduce my current death benefit that I am now receiving?

Will My Wife's Widow's Benefits Be Reduced If She Takes Reduced Spousal Benefits?

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A little over a yr ago i started my ss benefit at age 70. My wife will not have any ss benefit based on her work record. We were planning on her taking a reduced spousal benefit at 62; with the understanding that she could still receive 100 % of my 70 yr old benefit , if i was still alive when she reached her full retirement age.

Can I File For Widow's Benefits At Age 60, Or Should I Wait?

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I will be 60 next month. My husband past away last July 2016. I make approx. $25,000 a year. Can I still file for widows benefits or should I wait.

Hi,

I'm sorry for your loss.

You could file for widow's benefits at age 60, but at least some of your benefits would be withheld due to your earnings (https://www.ssa.gov/planners/retire/whileworking2.html).

Can I Still Work And Receive Widow's Benefits At Age 60?

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When my husband died I was told that I could draw off him when I turn 60. Question is can I do that and still work without penalties?

Hi,

Not necessarily. The Social Security earnings test applies to widow's benefits payable prior to full retirement age (FRA). Basically, you would lose $1 of benefits for each $2 that you earn in excess of $16,920 this year (https://www.ssa.gov/planners/retire/whileworking2.html).

What Can I Do?

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I was married to my husband for 3 months before he died. I was 59 and he was 73. He was a retired railroad worker and because we were married 9 months I am not eligible for any of his pension nor am I eligible for social security. what can I do?

Hi,

I'm sorry for your loss.

Should I File As A Disabled Widow Or As A Mother With Children In Care?

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Hi,
I am wondering, I am a disabled surviving widow of a deceased worker (he became disabled due to cancer). I was married to him 13 years. We have 2 children, both with intellectual disabilities whom are disabled adult children and collecting DAC benefits. Is it in my best interest to file for widowers benefit at age 50 ( I am 48 now) or to file now based on my caring for the disabled adult children of my deceased ex-husband? Carol

Hi,

Is It True That I Can't Receive Benefits Until I'm Age 66?

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Hi,

My husband recently passed away at age 71. He was still working at the time, but we had started to receive his social security payments this past year.
I am 64 and still working. The social security representative I just spoke to said that I cannot continue to receive his benefits until I am age 66, at which point I can apply to receive. Is this correct?

Thanks!

Hi,

I'm sorry for your loss.

What Is My Best Option?

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My husband died 1 day before his claim for disability became effective. Would it matter if I research the exact day he last worked and find out that it was earlier in the month than we had thought? He was 64. He only received regular retirement social security benefits for about three months before his death. His SS retirement benefits exceed mine. I will be 64 in the fall. I am working and my earnings exceed the ~$18,000 limit. I have a disability that is making it more difficult for me to do my job each day and I am wearing down.

Will I Lose The Ability To Receive Widow's Benefits If I Remarry?

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I was widowed at age 58 and turned 60 last month. I contacted SS about collecting widows benefit and was informed I was earning too much to qualify for it. I intent to continue working for at least five more years and yearly will be over the earnings annual limit. There is also a strong possibility I will re marry next year. Does my ability to collect widows SS against my late husband go away if I re marry? trying to cover all bases in case I cannot work for five more years. Thank you.

Hi,

I'm sorry for your loss.

Can I Get Widow's Benefits At Age 60 If I'm Still Working?

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My husband passed away in 2012 at the age of 57 and I was 53. Someone told me that when I turn 60 in 2019 I can apply for his Social Security benefits until I reach my full retirement age. My question is will I qualify for benefits even though I am currently working full time with a yearly income of $45,000? When he died, I lost $1,400 in monthly income and it has been tough financially. Any extra money I would get would help a lot.

Hi,

I'm sorry for your loss.